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Ameriprise Financial10-Q: Margin pressure

Estimates a $493M pretax income gain from a 100 bps interest rate increase, showing significant rate sensitivity.

What happened

The company's model shows a nearly half-billion dollar positive impact from a 1% rate hike, highlighting the major influence of interest rates on profitability from annuities, deposits, and brokerage cash. This underscores the need for sophisticated asset/liability management (ALM) and interest rate risk modeling tools to manage and capitalize on this sensitivity.

Source

SEC EDGARMay 7, 2026

Quarterly report (Form 10-Q)

Ameriprise Financial 10-Q

Filing excerpt

The following tables present our estimate of the impact on pretax income from the above defined hypothetical market movements as of March 31, 2026: ... Interest Rate Increase 100 Basis Points ... Net Impact (in millions) ... $493

sec.gov/Archives/edgar/data/820027/000082002726000027/amp-20260331.htmRead the full source

Other signals in this filing (2)

Extracted by Autobound

From the Signal API record
Signal
10-Q: Margin pressure

What this signalsFilings often name leadership changes, deals and spending plans.

Fiscal year end
03/31
Filed
May 7, 2026

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The full record

From the Signal API record

Numbers

Dollar figure
$493M (Estimated net impact to pretax income from a hypothetical 100 basis point interest rate increase.)

Details

CIK
820027
Accession number
0000820027-26-000027
Timeframe
Current quarter
Filing year
2026
Fiscal year
0
Why it matters
Efficiency tools needed
Signal category
Financial

Extraction

Confidence
High
Relevance
80%
Sentiment
Neutral
Detected
May 12, 2026
signal_type
sec-10q
signal_subtype
marginPressure

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The API returns more than this page shows

This page shows a preview. The full sec-10q record in the Signal API and MCP can also have these 8 fields. Some fields are empty for some signals.

Company

  • linkedin_urlValue in the API
  • industriesValue in the API
  • employee_count_lowValue in the API
  • employee_count_highValue in the API
  • revenueValue in the API
  • descriptionValue in the API

Signal

  • signal_nameValue in the API
  • associationValue in the API
Show the full JSONThe record on this page and the API request

GET /v1/signals/16104ea0-72c6-4281-8717-e4cb07d9400a returns this record as JSON. POST /v1/companies/enrich returns every signal for ameriprise.com.

{
  "signal_id": "16104ea0-72c6-4281-8717-e4cb07d9400a",
  "signal_type": "sec-10q",
  "signal_subtype": "marginPressure",
  "detected_at": "2026-05-12T09:24:56.235+00:00",
  "company": {
    "name": "Ameriprise Financial",
    "domain": "ameriprise.com"
  },
  "data": {
    "detail": "The company's model shows a nearly half-billion dollar positive impact from a 1% rate hike, highlighting the major influence of interest rates on profitability from annuities, deposits, and brokerage cash. This underscores the need for sophisticated asset/liability management (ALM) and interest rate risk modeling tools to manage and capitalize on this sensitivity.",
    "metrics": {
      "timeframe": "current_quarter",
      "dollar_context": "Estimated net impact to pretax income from a hypothetical 100 basis point interest rate increase.",
      "dollar_millions": 493
    },
    "summary": "Estimates a $493M pretax income gain from a 100 bps interest rate increase, showing significant rate sensitivity.",
    "excerpts": "The following tables present our estimate of the impact on pretax income from the above defined hypothetical market movements as of March 31, 2026: ... Interest Rate Increase 100 Basis Points ... Net Impact (in millions) ... $493",
    "relevance": 0.8,
    "sentiment": "neutral",
    "confidence": "high",
    "source_url": "https://www.sec.gov/Archives/edgar/data/820027/000082002726000027/amp-20260331.htm",
    "filing_date": "2026-05-07",
    "filing_year": 2026,
    "fiscal_year": 0,
    "fiscal_year_end": "03/31",
    "sales_relevance": "Efficiency tools needed",
    "signal_category": "financial"
  }
}

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