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Assurant10-K: Restructuring charge

Restructuring costs partially offset 2025 net income growth

What happened

The company incurred restructuring costs in fiscal year 2025, which negatively impacted profitability. This suggests ongoing organizational or operational changes that may require external consulting or technology solutions to manage the transition.

Source

SEC EDGARFeb 19, 2026

Annual report (Form 10-K)

Assurant 10-K for FY2025

Filing excerpt

Consolidated net income increased $112.5 million, or 15%, to $872.7 million for Twelve Months 2025 from $760.2 million for Twelve Months 2024, primarily due to higher segment earnings in Global Housing, lower reportable catastrophes and growth in Global Lifestyle, partially offset by a higher effective tax rate and restructuring costs.

sec.gov/Archives/edgar/data/1267238/000126723826000010/aiz-20251231.htmRead the full source

Other signals in this filing (5)

Extracted by Autobound

From the Signal API record
Signal
10-K: Restructuring charge

What this signalsFilings often name leadership changes, deals and spending plans.

Period
FY2025
Fiscal year end
12/31
Filed
Feb 19, 2026

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The full record

From the Signal API record

Details

CIK
1267238
Accession number
0001267238-26-000010
Metric named
Unspecified restructuring costs
Timeframe
Current year
Filing year
2026
Why it matters
Vendor review likely
Signal category
Financial

Extraction

Confidence
High
Relevance
70%
Sentiment
Negative
Detected
Feb 24, 2026
signal_type
sec-10k
signal_subtype
restructuringCharge

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This page shows a preview. The full sec-10k record in the Signal API and MCP can also have these 8 fields. Some fields are empty for some signals.

Company

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  • industriesValue in the API
  • employee_count_lowValue in the API
  • employee_count_highValue in the API
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Signal

  • signal_nameValue in the API
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Show the full JSONThe record on this page and the API request

GET /v1/signals/f146825a-c93f-4d94-8742-f60c632a73cb returns this record as JSON. POST /v1/companies/enrich returns every signal for assurant.com.

{
  "signal_id": "f146825a-c93f-4d94-8742-f60c632a73cb",
  "signal_type": "sec-10k",
  "signal_subtype": "restructuringCharge",
  "detected_at": "2026-02-24T09:34:18.159+00:00",
  "company": {
    "name": "Assurant",
    "domain": "assurant.com"
  },
  "data": {
    "detail": "The company incurred restructuring costs in fiscal year 2025, which negatively impacted profitability. This suggests ongoing organizational or operational changes that may require external consulting or technology solutions to manage the transition.",
    "metrics": {
      "timeframe": "current_year",
      "dollar_context": "Unspecified restructuring costs"
    },
    "summary": "Restructuring costs partially offset 2025 net income growth",
    "excerpts": "Consolidated net income increased $112.5 million, or 15%, to $872.7 million for Twelve Months 2025 from $760.2 million for Twelve Months 2024, primarily due to higher segment earnings in Global Housing, lower reportable catastrophes and growth in Global Lifestyle, partially offset by a higher effective tax rate and restructuring costs.",
    "relevance": 0.7,
    "sentiment": "negative",
    "confidence": "high",
    "source_url": "https://www.sec.gov/Archives/edgar/data/1267238/000126723826000010/aiz-20251231.htm",
    "filing_date": "2026-02-19",
    "filing_year": 2026,
    "fiscal_year_end": "12/31",
    "sales_relevance": "Vendor review likely",
    "signal_category": "financial"
  }
}

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