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Capital One10-K: Internal control weakness

Risk of outages and disruptions from integrating Discover's cloud and mainframe systems.

What happened

The integration of Discover's IT infrastructure, specifically its third-party cloud platforms and mainframes, presents a high risk of system failures, outages, or security compromises. This creates a critical need for robust integration, monitoring, and security solutions to prevent business disruption.

Source

SEC EDGARFeb 19, 2026

Annual report (Form 10-K)

Capital One 10-K for FY2025

Filing excerpt

potential failures, outages, interruptions, compromises and other disruptions resulting from the integration of certain systems, networks and infrastructures, such as our third-party cloud infrastructure platforms or mainframes

sec.gov/Archives/edgar/data/927628/000092762826000024/cof-20251231.htmRead the full source

Other signals in this filing (11)

Extracted by Autobound

From the Signal API record
Signal
10-K: Internal control weakness

What this signalsFilings often name leadership changes, deals and spending plans.

Period
FY2025
Fiscal year end
12/31
Filed
Feb 19, 2026

More 10-K signals at other companies

The full record

From the Signal API record

Details

CIK
927628
Accession number
0000927628-26-000024
Timeframe
Multi year
Filing year
2026
Why it matters
Compliance monitoring needed
Signal category
Risk

Topics and mentions

Technologies

  • cloud
  • mainframes

Extraction

Confidence
High
Relevance
85%
Sentiment
Negative
Detected
Feb 24, 2026
signal_type
sec-10k
signal_subtype
internalControlWeakness

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The API returns more than this page shows

This page shows a preview. The full sec-10k record in the Signal API and MCP can also have these 8 fields. Some fields are empty for some signals.

Company

  • linkedin_urlValue in the API
  • industriesValue in the API
  • employee_count_lowValue in the API
  • employee_count_highValue in the API
  • revenueValue in the API
  • descriptionValue in the API

Signal

  • signal_nameValue in the API
  • associationValue in the API
Show the full JSONThe record on this page and the API request

GET /v1/signals/a075fb76-4e99-4b83-ac92-d962307a6545 returns this record as JSON. POST /v1/companies/enrich returns every signal for capitalone.com.

{
  "signal_id": "a075fb76-4e99-4b83-ac92-d962307a6545",
  "signal_type": "sec-10k",
  "signal_subtype": "internalControlWeakness",
  "detected_at": "2026-02-24T09:19:18.734+00:00",
  "company": {
    "name": "Capital One",
    "domain": "capitalone.com"
  },
  "data": {
    "detail": "The integration of Discover's IT infrastructure, specifically its third-party cloud platforms and mainframes, presents a high risk of system failures, outages, or security compromises. This creates a critical need for robust integration, monitoring, and security solutions to prevent business disruption.",
    "metrics": {
      "timeframe": "multi_year"
    },
    "summary": "Risk of outages and disruptions from integrating Discover's cloud and mainframe systems.",
    "excerpts": "potential failures, outages, interruptions, compromises and other disruptions resulting from the integration of certain systems, networks and infrastructures, such as our third-party cloud infrastructure platforms or mainframes",
    "relevance": 0.85,
    "sentiment": "negative",
    "confidence": "high",
    "source_url": "https://www.sec.gov/Archives/edgar/data/927628/000092762826000024/cof-20251231.htm",
    "filing_date": "2026-02-19",
    "filing_year": 2026,
    "fiscal_year_end": "12/31",
    "sales_relevance": "Compliance monitoring needed",
    "signal_category": "risk",
    "technologies_mentioned": [
      "cloud",
      "mainframes"
    ]
  }
}

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