The company's profitability is highly sensitive to interest rate fluctuations, with internal models showing a 100 bps rate decrease could reduce reserve income by $737 million over twelve months. This significant financial risk creates a need for sophisticated risk management, hedging, and financial modeling solutions.
Filing excerpt
Fluctuations in interest rates impact reserve return rates...As such, fluctuations in interest rates may result in changes in reserve income and in turn distribution and transaction costs.
What this signalsFilings often name leadership changes, deals and spending plans.
Vendors
sec-10qmarginPressureGet every 10-Q signal for Circle and the companies you sell to, in the tools you already use.
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This page shows a preview. The full sec-10q record in the Signal API and MCP can also have these 8 fields. Some fields are empty for some signals.
Company
linkedin_urlValue in the APIindustriesValue in the APIemployee_count_lowValue in the APIemployee_count_highValue in the APIrevenueValue in the APIdescriptionValue in the APISignal
signal_nameValue in the APIassociationValue in the APIGET /v1/signals/a7ca569f-d5e1-4550-973f-4d5fa0a7949d returns this record as JSON. POST /v1/companies/enrich returns every signal for circle.com.
{
"signal_id": "a7ca569f-d5e1-4550-973f-4d5fa0a7949d",
"signal_type": "sec-10q",
"signal_subtype": "marginPressure",
"detected_at": "2026-08-11T08:12:14.322+00:00",
"company": {
"name": "Circle",
"domain": "circle.com"
},
"data": {
"detail": "The company's profitability is highly sensitive to interest rate fluctuations, with internal models showing a 100 bps rate decrease could reduce reserve income by $737 million over twelve months. This significant financial risk creates a need for sophisticated risk management, hedging, and financial modeling solutions.",
"metrics": {
"pct": -0.01,
"timeframe": "next_quarter",
"pct_context": "Hypothetical change in interest rates (100 bps).",
"dollar_context": "Estimated negative change in reserve income from a 100 bps drop in interest rates over the next twelve months.",
"dollar_millions": 737
},
"summary": "Circle models a potential $737M negative income impact from a 1% interest rate drop.",
"excerpts": "Fluctuations in interest rates impact reserve return rates...As such, fluctuations in interest rates may result in changes in reserve income and in turn distribution and transaction costs.",
"relevance": 0.8,
"sentiment": "negative",
"confidence": "high",
"source_url": "https://www.sec.gov/Archives/edgar/data/1876042/000187604226000248/crcl-20260630.htm",
"filing_date": "2026-08-05",
"filing_year": 2026,
"fiscal_year": 0,
"fiscal_year_end": "06/30",
"sales_relevance": "Efficiency tools needed",
"signal_category": "financial",
"vendors_mentioned": [
"Coinbase"
]
}
}
curl https://signals.autobound.ai/v1/signals/a7ca569f-d5e1-4550-973f-4d5fa0a7949d \
-H "X-API-KEY: $AUTOBOUND_API_KEY"curl -X POST https://signals.autobound.ai/v1/companies/enrich \
-H "X-API-KEY: $AUTOBOUND_API_KEY" \
-H "Content-Type: application/json" \
-d '{"domain":"circle.com","limit":20}'Long text fields are shortened on this page.
Looking up one signal by its id is free. Enrich costs 2 credits per signal returned; a call with no results is free.