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CREDCustomer feedback

Several users report continuing to use CRED for its convenience in managing and paying multiple credit card bills in one place, even after cashback offers have significantly reduced.

What happened

Post: "Bro disappeared like he never existed. Not Kunal Shah. But CRED startup."

Source

RedditSep 23, 2026By u/Full_Mode_3869

r/indianstartups

Bro disappeared like he never existed. Not Kunal Shah. But CRED startup.

upvotes
554
comments
112

Extracted from these lines

  • [comment u/Glittering_Bag8367] I use cred. Don’t know why this mentality of getting CB every time you pay your bills. I use it because all my bills are at one place. Peace of mind.

  • [comment u/i_rock098] Still use it to pay my credit card bills, since I have multiple cards it's easy to view them all in one place and get reminders to pay. Cashback has dried up but that's okay.

  • [comment u/curioustraveller8626] I got in for the cashback but now using it for the convenience. Credit is so much better than everything in the market in tracking credit cards.

reddit.com/r/indianstartups/comments/1wnvlkd/bro_disappeared_like_he_...Open the source

Comments on the post

5 of 112 comments
  • “Well boss got a real job finally, that pays. Why care about any distractions”

    u/namehereforwhat202 points · Sep 23, 2026View

  • “Of all the big Indian apps out there, CRED is one I’ve never used. I just never felt the need to. Did I miss out on anything?”

    u/snihal107 points · Sep 23, 2026View

  • “I use cred. Don’t know why this mentality of getting CB every time you pay your bills. I use it because all my bills are at one place. Peace of mind. I also use it to buy GCs for different brands, interface is much better than other sites. I have been using it for years now. Acknowledge that they give CBs like they used to but this was never a CB giving app rather an app for bill payments which ev”

    u/Glittering_Bag836762 points · Sep 23, 2026View

  • “Still use it to pay my credit card bills, since I have multiple cards it's easy to view them all in one place and get reminders to pay. Cashback has dried up but that's okay.”

    u/i_rock09832 points · Sep 23, 2026View

  • “Its currently getting shoved inside whatsapp and data collected analyzed”

    u/kk_red16 points · Sep 23, 2026View

Extracted by Autobound

From the Signal API record
Signal
Customer feedback

What this signalsUser posts often show product pain before it reaches reviews or churn.

Subreddit
r/indianstartups

The full record

From the Signal API record

Numbers

Mentions
2

Details

Timing
Ongoing state
Category
Usability
Link URL
i.redd.it
Virality
Very high
Post kind
Image
Prominence
Core
Company's role
Vendor

Topics and mentions

Topics

  • bill payment
  • credit cards
  • user experience
  • convenience
  • fintech

Flair

  • Other

Extraction

Sentiment
Positive
Detected
Sep 23, 2026
signal_type
reddit-company
signal_subtype
customerFeedback

Use this data

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The API returns more than this page shows

This page shows a preview. The full reddit-company record in the Signal API and MCP can also have these 8 fields. Some fields are empty for some signals.

Company

  • linkedin_urlValue in the API
  • industriesValue in the API
  • employee_count_lowValue in the API
  • employee_count_highValue in the API
  • revenueValue in the API
  • descriptionValue in the API

Signal

  • signal_nameValue in the API
  • associationValue in the API
Show the full JSONThe record on this page and the API request

GET /v1/signals/e0b0a728-31c4-5bd7-a401-4a3b7737b02f returns this record as JSON. POST /v1/companies/enrich returns every signal for cred.club.

{
  "signal_id": "e0b0a728-31c4-5bd7-a401-4a3b7737b02f",
  "signal_type": "reddit-company",
  "signal_subtype": "customerFeedback",
  "detected_at": "2026-09-23T04:08:24+00:00",
  "company": {
    "name": "CRED",
    "domain": "cred.club"
  },
  "data": {
    "nsfw": false,
    "stage": "none",
    "awards": 0,
    "timing": "ongoing_state",
    "topics": [
      "bill payment",
      "credit cards",
      "fintech",
      "user experience",
      "convenience"
    ],
    "post_id": "1wnvlkd",
    "summary": "Several users report continuing to use CRED for its convenience in managing and paying multiple credit card bills in one place, even after cashback offers have significantly reduced.",
    "category": "usability",
    "comments": [
      {
        "url": "https://www.reddit.com/r/indianstartups/comments/1wnvlkd/comment/pbi6rw8/",
        "depth": 0,
        "score": 202,
        "author": "namehereforwhat",
        "excerpt": "Well boss got a real job finally, that pays. Why care about any distractions",
        "posted_at": "2026-09-23T04:26:30.000Z",
        "author_url": "https://www.reddit.com/user/namehereforwhat/"
      },
      {
        "url": "https://www.reddit.com/r/indianstartups/comments/1wnvlkd/comment/pbi6t42/",
        "depth": 0,
        "score": 107,
        "author": "snihal",
        "excerpt": "Of all the big Indian apps out there, CRED is one I’ve never used. I just never felt the need to. Did I miss out on anything?",
        "posted_at": "2026-09-23T04:26:43.000Z",
        "author_url": "https://www.reddit.com/user/snihal/"
      },
      {
        "url": "https://www.reddit.com/r/indianstartups/comments/1wnvlkd/comment/pbialrf/",
        "depth": 0,
        "score": 62,
        "author": "Glittering_Bag8367",
        "excerpt": "I use cred. Don’t know why this mentality of getting CB every time you pay your bills. I use it because all my bills are at one place. Peace of mind.\nI also use it to buy GCs for different brands, interface is much better than other sites.\nI have been using it for years now. Acknowledge that they give CBs like they used to but this was never a CB giving app rather an app for bill payments which ev",
        "posted_at": "2026-09-23T04:54:00.000Z",
        "author_url": "https://www.reddit.com/user/Glittering_Bag8367/"
      },
      {
        "url": "https://www.reddit.com/r/indianstartups/comments/1wnvlkd/comment/pbiaoxh/",
        "depth": 0,
        "score": 32,
        "author": "i_rock098",
        "excerpt": "Still use it to pay my credit card bills, since I have multiple cards it's easy to view them all in one place and get reminders to pay. Cashback has dried up but that's okay.",
        "posted_at": "2026-09-23T04:54:38.000Z",
        "author_url": "https://www.reddit.com/user/i_rock098/"
      },
      {
        "url": "https://www.reddit.com/r/indianstartups/comments/1wnvlkd/comment/pbi59v7/",
        "depth": 0,
        "score": 16,
        "author": "kk_red",
        "excerpt": "Its currently getting shoved inside whatsapp and data collected analyzed",
        "posted_at": "2026-09-23T04:15:56.000Z",
        "author_url": "https://www.reddit.com/user/kk_red/"
      },
      {
        "url": "https://www.reddit.com/r/indianstartups/comments/1wnvlkd/comment/pbicsnz/",
        "depth": 0,
        "score": 13,
        "author": "i_am_that_too",
        "excerpt": "When they called me with a job 8 years ago, tried to sell this guy hard, also said I need to be actively using the app to be able to appear for an interview. I said, I prefer cash. Never heard from them again.\n\n Any startup that tries to sell its founder's credentials to hire you is not a good place to be.",
        "posted_at": "2026-09-23T05:10:29.000Z",
        "author_url": "https://www.reddit.com/user/i_am_that_too/"
      },
      {
        "url": "https://www.reddit.com/r/indianstartups/comments/1wnvlkd/comment/pbig8j5/",
        "depth": 0,
        "score": 9,
        "author": "Aa-di-ty-a",
        "excerpt": "I still use it. I am a product designer, I learn something new everyday about the app interactions, ux, etc. ux is a bit shitty though but the UI is top notch. Head to head with revolut.",
        "posted_at": "2026-09-23T05:37:07.000Z",
        "author_url": "https://www.reddit.com/user/Aa-di-ty-a/"
      },
      {
        "url": "https://www.reddit.com/r/indianstartups/comments/1wnvlkd/comment/pbib2u9/",
        "depth": 0,
        "score": 7,
        "author": "businesswpleasure",
        "excerpt": "Got a lot of offers and freebies when VCs were burning money, but nothing after that",
        "posted_at": "2026-09-23T04:57:31.000Z",
        "author_url": "https://www.reddit.com/user/businesswpleasure/"
      }
    ],
    "evidence": [
      "[comment u/Glittering_Bag8367] I use cred. Don’t know why this mentality of getting CB every time you pay your bills. I use it because all my bills are at one place. Peace of mind.",
      "[comment u/i_rock098] Still use it to pay my credit card bills, since I have multiple cards it's easy to view them all in one place and get reminders to pay. Cashback has dried up but that's okay.",
      "[comment u/curioustraveller8626] I got in for the cashback but now using it for the convenience. Credit is so much better than everything in the market in tracking credit cards."
    ],
    "link_url": "https://i.redd.it/cxttb34j27rh1.jpeg",
    "virality": "very_high",
    "image_url": "https://i.redd.it/cxttb34j27rh1.jpeg",
    "post_date": "2026-09-23T04:08:24.000Z",
    "post_kind": "image",
    "sentiment": "positive",
    "subreddit": "indianstartups",
    "post_flair": [
      "Other"
    ],
    "post_title": "Bro disappeared like he never existed. Not Kunal Shah. But CRED startup.",
    "prominence": "core",
    "source_url": "https://www.reddit.com/r/indianstartups/comments/1wnvlkd/bro_disappeared_like_he_never_existed_not_kunal/",
    "entity_role": "vendor",
    "post_author": "Full_Mode_3869",
    "upvote_ratio": 0.9679054054054054,
    "mention_count": 2,
    "mention_surge": false,
    "subreddit_url": "https://www.reddit.com/r/indianstartups/",
    "total_upvotes": 554,
    "comments_total": 112,
    "total_comments": 112,
    "post_author_url": "https://www.reddit.com/user/Full_Mode_3869/",
    "signal_category": "feedback",
    "comments_included": 15
  }
}

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