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Fiserv10-Q: Margin pressure

Operating cash flow decreased 8% YoY due to lower profitability.

What happened

Operating cash flow fell by 8% to $599 million compared to the prior year, a decline the company directly attributes to lower profitability.

Source

SEC EDGARMay 6, 2026

Quarterly report (Form 10-Q)

Fiserv 10-Q

Filing excerpt

Our operating cash flow was $599 million in the first three months of 2026, a decrease of 8% compared with $648 million in the first three months of 2025.

sec.gov/Archives/edgar/data/798354/000079835426000018/fisv-20260331.htmRead the full source

Other signals in this filing (11)

Extracted by Autobound

From the Signal API record
Signal
10-Q: Margin pressure

What this signalsFilings often name leadership changes, deals and spending plans.

Fiscal year end
03/31
Filed
May 6, 2026

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The full record

From the Signal API record

Numbers

Dollar figure
-$49M (Year-over-year decrease in net cash provided by operating activities)
Percent
-8% (Decrease in operating cash flow compared to the first three months of 2025)

Details

CIK
798354
Accession number
0000798354-26-000018
Timeframe
Current quarter
Filing year
2026
Fiscal year
0
Why it matters
Efficiency tools needed
Signal category
Financial

Extraction

Confidence
High
Relevance
80%
Sentiment
Negative
Detected
May 12, 2026
signal_type
sec-10q
signal_subtype
marginPressure

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This page shows a preview. The full sec-10q record in the Signal API and MCP can also have these 8 fields. Some fields are empty for some signals.

Company

  • linkedin_urlValue in the API
  • industriesValue in the API
  • employee_count_lowValue in the API
  • employee_count_highValue in the API
  • revenueValue in the API
  • descriptionValue in the API

Signal

  • signal_nameValue in the API
  • associationValue in the API
Show the full JSONThe record on this page and the API request

GET /v1/signals/fef75151-514a-44fd-ae3e-938c8f8d245f returns this record as JSON. POST /v1/companies/enrich returns every signal for fiserv.com.

{
  "signal_id": "fef75151-514a-44fd-ae3e-938c8f8d245f",
  "signal_type": "sec-10q",
  "signal_subtype": "marginPressure",
  "detected_at": "2026-05-12T09:24:57.091+00:00",
  "company": {
    "name": "Fiserv",
    "domain": "fiserv.com"
  },
  "data": {
    "detail": "Operating cash flow fell by 8% to $599 million compared to the prior year, a decline the company directly attributes to lower profitability. This pressure on profits and cash creates an urgent need to improve operational efficiency and identify cost-saving opportunities.",
    "metrics": {
      "pct": -0.08,
      "timeframe": "current_quarter",
      "pct_context": "Decrease in operating cash flow compared to the first three months of 2025",
      "dollar_context": "Year-over-year decrease in net cash provided by operating activities",
      "dollar_millions": -49
    },
    "summary": "Operating cash flow decreased 8% YoY due to lower profitability.",
    "excerpts": "Our operating cash flow was $599 million in the first three months of 2026, a decrease of 8% compared with $648 million in the first three months of 2025.",
    "relevance": 0.8,
    "sentiment": "negative",
    "confidence": "high",
    "source_url": "https://www.sec.gov/Archives/edgar/data/798354/000079835426000018/fisv-20260331.htm",
    "filing_date": "2026-05-06",
    "filing_year": 2026,
    "fiscal_year": 0,
    "fiscal_year_end": "03/31",
    "sales_relevance": "Efficiency tools needed",
    "signal_category": "financial"
  }
}

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