The more than four-fold increase in provisions for credit losses from $84M in 2024 indicates rising defaults or credit deterioration in the wholesale loan portfolio.
Filing excerpt
Provision for credit losses was $378 million for 2025, compared with $84 million for 2024. Provisions for 2025 reflected impairments and growth in the wholesale portfolio.
What this signalsFilings often name leadership changes, deals and spending plans.
sec-10kmarginPressureGet every 10-K signal for Goldman Sachs and the companies you sell to, in the tools you already use.
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Company
linkedin_urlValue in the APIindustriesValue in the APIemployee_count_lowValue in the APIemployee_count_highValue in the APIrevenueValue in the APIdescriptionValue in the APISignal
signal_nameValue in the APIassociationValue in the APIGET /v1/signals/2cbe3bcb-bdd8-4591-aac3-6f05c5663842 returns this record as JSON. POST /v1/companies/enrich returns every signal for goldmansachs.com.
{
"signal_id": "2cbe3bcb-bdd8-4591-aac3-6f05c5663842",
"signal_type": "sec-10k",
"signal_subtype": "marginPressure",
"detected_at": "2026-03-03T05:48:51.67+00:00",
"company": {
"name": "Goldman Sachs",
"domain": "goldmansachs.com"
},
"data": {
"detail": "The more than four-fold increase in provisions for credit losses from $84M in 2024 indicates rising defaults or credit deterioration in the wholesale loan portfolio. This financial pressure creates an urgent need for enhanced credit risk management systems, predictive default models, and portfolio stress-testing solutions.",
"metrics": {
"pct": 3.5,
"timeframe": "current_year",
"pct_context": "Year-over-year increase in credit loss provisions",
"dollar_context": "Provision for credit losses in 2025",
"dollar_millions": 378
},
"summary": "Credit loss provisions surged over 350% to $378M in 2025, driven by the wholesale portfolio.",
"excerpts": "Provision for credit losses was $378 million for 2025, compared with $84 million for 2024. Provisions for 2025 reflected impairments and growth in the wholesale portfolio.",
"relevance": 0.85,
"sentiment": "negative",
"confidence": "high",
"source_url": "https://www.sec.gov/Archives/edgar/data/886982/000088698226000091/gs-20251231.htm",
"filing_date": "2026-02-25",
"filing_year": 2026,
"fiscal_year_end": "12/31",
"sales_relevance": "Efficiency tools needed",
"signal_category": "financial"
}
}
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