PNC was granted a patent for stronger banking application security.

{
  "signal_id": "7de2ecba-bc8f-52b5-bd84-db3bfc1be030",
  "signal_type": "patents-company",
  "signal_subtype": "patentGrant",
  "detected_at": "2026-09-23T15:06:17+00:00",
  "company": {
    "name": "PNC",
    "domain": "pnc.com"
  },
  "data": {
    "cpc": [
      {
        "code": "G06F 21/128",
        "label": "Electric digital data processing"
      },
      {
        "code": "H04L 63/0807",
        "label": "Transmission of digital information"
      },
      {
        "code": "H04L 63/123",
        "label": "Transmission of digital information"
      }
    ],
    "tags": [
      "Intellectual Property",
      "Research & Development",
      "Banking",
      "Information Security",
      "Mobile Applications"
    ],
    "detail": "In September 2026 PNC patented a security layer for validating online banking requests from web browsers and mobile apps.",
    "summary": "PNC was granted a patent for stronger banking application security.",
    "event_at": "2026-09-22",
    "inventors": [
      {
        "name": "Michael Nitsopoulos",
        "status": "unresolved",
        "is_primary": true
      },
      {
        "name": "Jerold Xing",
        "status": "resolved",
        "is_primary": false,
        "linkedin_url": "https://www.linkedin.com/in/jyxing"
      }
    ],
    "tech_area": "software / computing",
    "event_kind": "grant_date",
    "grant_date": "2026-09-22",
    "source_url": "https://patents.google.com/patent/US12743492",
    "cpc_primary": {
      "code": "G06F 21/128",
      "label": "Electric digital data processing"
    },
    "patent_title": "Systems and methods for application security improvements",
    "patent_number": "US12743492",
    "uspto_assignee": "The PNC Financial Services Group, Inc.",
    "patent_abstract": "Systems and methods for application security improvements are provided. The systems and methods may receive a banking request, including a request header, from a web browser or mobile application. Thereafter, a session cookie may be extracted from the request header. The session cookie may include one or more of a CSRF token, a MORF token, and a JWT. Thereafter, an outer API may validate the one or more tokens and create a validated banking request object. Upon such validations, a financial institution's APIs may allow a banking request to proceed with a high degree of confidence that the request is free of interference by bad actors and fraud. The validated banking request object may be transmitted to an inner API to accomplish the banking request. Thus, the system and methods described herein provide an improved system for application security, which decreases rates of fraud below that of known systems.",
    "precision_class": "structural",
    "invention_explanation": "A method that extracts security tokens from a banking request, checks them through an outer API, and passes along only validated requests.",
    "technologies_mentioned": [
      "application security",
      "API authentication",
      "web and mobile banking"
    ]
  }
}

curl https://signals.autobound.ai/v1/signals/7de2ecba-bc8f-52b5-bd84-db3bfc1be030 \
  -H "X-API-KEY: $AUTOBOUND_API_KEY"

curl -X POST https://signals.autobound.ai/v1/companies/enrich \
  -H "X-API-KEY: $AUTOBOUND_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{"domain":"pnc.com","limit":20}'