RJF's portfolio of high-risk interest-only loans grows to $3.2 billion.

{
  "signal_id": "d3d5c9d0-5adf-4cd3-831f-2b6e0312d5e8",
  "signal_type": "sec-10q",
  "signal_subtype": "dataInvestment",
  "detected_at": "2026-05-12T09:24:58.029+00:00",
  "company": {
    "name": "Raymond James Financial",
    "domain": "raymondjames.com"
  },
  "data": {
    "detail": "The company's portfolio of adjustable-rate, interest-only mortgage loans, which are subject to significant payment shocks when they begin to amortize, has grown to $3.2 billion. This creates a substantial credit risk management challenge, likely requiring sophisticated data analytics and predictive modeling to monitor borrower behavior and forecast potential defaults.",
    "metrics": {
      "pct": 0.3,
      "timeframe": "current_quarter",
      "pct_context": "Portion of the residential mortgage portfolio comprised of interest-only loans",
      "dollar_context": "Total value of interest-only adjustable rate mortgage loans",
      "dollar_millions": 3200
    },
    "summary": "RJF's portfolio of high-risk interest-only loans grows to $3.2 billion.",
    "excerpts": "Loans where borrowers may be subject to payment increases include adjustable rate mortgage loans with terms that initially require payment of interest only. Payments may increase significantly when the interest-only period ends and the loan principal begins to amortize. At March 31, 2026 and September 30, 2025, these loans totaled $3.20 billion and $3.04 billion, respectively, or approximately 30% of the residential mortgage portfolio at each respective period end.",
    "relevance": 0.9,
    "sentiment": "negative",
    "confidence": "high",
    "source_url": "https://www.sec.gov/Archives/edgar/data/720005/000072000526000051/rjf-20260331.htm",
    "filing_date": "2026-05-06",
    "filing_year": 2026,
    "fiscal_year": 0,
    "fiscal_year_end": "03/31",
    "sales_relevance": "Target for data vendors",
    "signal_category": "technology"
  }
}

curl https://signals.autobound.ai/v1/signals/d3d5c9d0-5adf-4cd3-831f-2b6e0312d5e8 \
  -H "X-API-KEY: $AUTOBOUND_API_KEY"

curl -X POST https://signals.autobound.ai/v1/companies/enrich \
  -H "X-API-KEY: $AUTOBOUND_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{"domain":"raymondjames.com","limit":20}'