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Toll Brothers10-Q: Inflation impact

Toll Brothers faces $8.2M annual interest cost increase for every 1% rate hike on its $814M variable-rate debt.

What happened

With over $814 million in variable-rate debt, the company is highly exposed to interest rate fluctuations, which directly impacts earnings and cash flow. This sensitivity creates a need for sophisticated financial hedging, risk management, and treasury solutions to protect margins.

Source

SEC EDGARAug 28, 2026

Quarterly report (Form 10-Q)

Toll Brothers 10-Q

Filing excerpt

Based upon the amount of variable-rate debt outstanding at July 31, 2026, and holding the variable-rate debt balance constant, each 1% increase in interest rates would increase the interest incurred by us by approximately $8.2 million per year.

sec.gov/Archives/edgar/data/794170/000079417026000102/tol-20260731.htmRead the full source

Other signals in this filing (7)

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From the Signal API record
Signal
10-Q: Inflation impact

What this signalsFilings often name leadership changes, deals and spending plans.

Fiscal year end
07/31
Filed
Aug 28, 2026

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The full record

From the Signal API record

Numbers

Dollar figure
$8.2M (Annual increase in interest incurred per 1% increase in interest rates)
Percent
1% (Interest rate increase)

Details

CIK
794170
Accession number
0000794170-26-000102
Timeframe
Current year
Filing year
2026
Fiscal year
0
Why it matters
Efficiency tools needed
Signal category
Operations

Extraction

Confidence
High
Relevance
90%
Sentiment
Negative
Detected
Sep 1, 2026
signal_type
sec-10q
signal_subtype
inflationImpact

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This page shows a preview. The full sec-10q record in the Signal API and MCP can also have these 8 fields. Some fields are empty for some signals.

Company

  • linkedin_urlValue in the API
  • industriesValue in the API
  • employee_count_lowValue in the API
  • employee_count_highValue in the API
  • revenueValue in the API
  • descriptionValue in the API

Signal

  • signal_nameValue in the API
  • associationValue in the API
Show the full JSONThe record on this page and the API request

GET /v1/signals/fa8cd492-0e28-41c2-b17c-edeecdffc9c4 returns this record as JSON. POST /v1/companies/enrich returns every signal for tollbrothers.com.

{
  "signal_id": "fa8cd492-0e28-41c2-b17c-edeecdffc9c4",
  "signal_type": "sec-10q",
  "signal_subtype": "inflationImpact",
  "detected_at": "2026-09-01T07:03:49.936+00:00",
  "company": {
    "name": "Toll Brothers",
    "domain": "tollbrothers.com"
  },
  "data": {
    "detail": "With over $814 million in variable-rate debt, the company is highly exposed to interest rate fluctuations, which directly impacts earnings and cash flow. This sensitivity creates a need for sophisticated financial hedging, risk management, and treasury solutions to protect margins.",
    "metrics": {
      "pct": 0.01,
      "timeframe": "current_year",
      "pct_context": "Interest rate increase",
      "dollar_context": "Annual increase in interest incurred per 1% increase in interest rates",
      "dollar_millions": 8.2
    },
    "summary": "Toll Brothers faces $8.2M annual interest cost increase for every 1% rate hike on its $814M variable-rate debt.",
    "excerpts": "Based upon the amount of variable-rate debt outstanding at July 31, 2026, and holding the variable-rate debt balance constant, each 1% increase in interest rates would increase the interest incurred by us by approximately $8.2 million per year.",
    "relevance": 0.9,
    "sentiment": "negative",
    "confidence": "high",
    "source_url": "https://www.sec.gov/Archives/edgar/data/794170/000079417026000102/tol-20260731.htm",
    "filing_date": "2026-08-28",
    "filing_year": 2026,
    "fiscal_year": 0,
    "fiscal_year_end": "07/31",
    "sales_relevance": "Efficiency tools needed",
    "signal_category": "operations"
  }
}

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