The Livret A arrives at Trade Republic, only one argument justifies transferring yours
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The Livret A makes its entry at Trade Republic. French customers of the German neobank can now open this regulated savings product directly from the application, reports Numerama. The Livret A is managed by AXA Banque and remunerated at the regulated rate of 1.7%. Savers who already hold a Livret A in another bank can also join Trade Republic. However, they must close their old account before opening a new one. The accrued interest is then paid by the original bank at the time of closure. With approximately 83% of French people holding one, the Livret A remains one of savers' preferred investments. Its outstanding amount reached approximately 440 billion euros at the end of 2025. Its success is based notably on its simplicity: money remains available at all times, the product is supervised by the State, and interest is exempt from taxation. But its remuneration rate also constitutes its main limit. The 1.7% rate is identical in all banks, as it is set by public authorities. In other words, changing institutions does not allow for better remuneration of one's savings. For a saver who already holds a Livret A, transferring their account to Trade Republic therefore provides no additional financial gain. The interest of the transfer lies elsewhere: centralization. "We are offering this Livret A in partnership with AXA Banque, and it will allow users to group the three main...
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