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Truist10-K: Compliance burden

FRB extends deadline for Truist's 2026 Stress Capital Buffer (SCB) calculation to 2027

What happened

The Federal Reserve delayed finalizing models for the 2026 supervisory stress test, extending Truist's current 2.5% SCB requirement until 2027. This creates uncertainty in capital planning and highlights the intense regulatory scrutiny on large banks, likely requiring continuous modeling and advisory support.

Source

SEC EDGARFeb 24, 2026

Annual report (Form 10-K)

Truist 10-K for FY2025

Filing excerpt

On February 4, 2026, the FRB notified Truist of a determination to extend until October 1, 2027, the deadlines for providing Truist with notice of its preliminary and final SCB requirements calculated in 2026.

sec.gov/Archives/edgar/data/92230/000009223026000030/tfc-20251231.htmRead the full source

Other signals in this filing (11)

Extracted by Autobound

From the Signal API record
Signal
10-K: Compliance burden

What this signalsFilings often name leadership changes, deals and spending plans.

Period
FY2025
Fiscal year end
12/31
Filed
Feb 24, 2026

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The full record

From the Signal API record

Numbers

Percent
2.5% (Current Stress Capital Buffer (SCB) requirement)

Details

CIK
92230
Accession number
0000092230-26-000030
Timeframe
Multi year
Filing year
2026
Why it matters
GRC tools needed
Signal category
Risk

Extraction

Confidence
High
Relevance
90%
Sentiment
Negative
Detected
Mar 3, 2026
signal_type
sec-10k
signal_subtype
complianceBurden

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This page shows a preview. The full sec-10k record in the Signal API and MCP can also have these 8 fields. Some fields are empty for some signals.

Company

  • linkedin_urlValue in the API
  • industriesValue in the API
  • employee_count_lowValue in the API
  • employee_count_highValue in the API
  • revenueValue in the API
  • descriptionValue in the API

Signal

  • signal_nameValue in the API
  • associationValue in the API
Show the full JSONThe record on this page and the API request

GET /v1/signals/7a1acdd0-f2fd-4471-966a-49c57536471b returns this record as JSON. POST /v1/companies/enrich returns every signal for truist.com.

{
  "signal_id": "7a1acdd0-f2fd-4471-966a-49c57536471b",
  "signal_type": "sec-10k",
  "signal_subtype": "complianceBurden",
  "detected_at": "2026-03-03T05:52:30.981+00:00",
  "company": {
    "name": "Truist",
    "domain": "truist.com"
  },
  "data": {
    "detail": "The Federal Reserve delayed finalizing models for the 2026 supervisory stress test, extending Truist's current 2.5% SCB requirement until 2027. This creates uncertainty in capital planning and highlights the intense regulatory scrutiny on large banks, likely requiring continuous modeling and advisory support.",
    "metrics": {
      "pct": 0.025,
      "timeframe": "multi_year",
      "pct_context": "Current Stress Capital Buffer (SCB) requirement"
    },
    "summary": "FRB extends deadline for Truist's 2026 Stress Capital Buffer (SCB) calculation to 2027",
    "excerpts": "On February 4, 2026, the FRB notified Truist of a determination to extend until October 1, 2027, the deadlines for providing Truist with notice of its preliminary and final SCB requirements calculated in 2026.",
    "relevance": 0.9,
    "sentiment": "negative",
    "confidence": "high",
    "source_url": "https://www.sec.gov/Archives/edgar/data/92230/000009223026000030/tfc-20251231.htm",
    "filing_date": "2026-02-24",
    "filing_year": 2026,
    "fiscal_year_end": "12/31",
    "sales_relevance": "GRC tools needed",
    "signal_category": "risk"
  }
}

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