This reclassification of a loan portfolio requires changes to internal accounting, risk modeling, and analytics systems to ensure data consistency and accurate reporting. This creates potential needs for data integration or business intelligence consulting services to manage the transition.
Filing excerpt
Effective January 1, 2026, the Company reclassified small business credit card loans from the ‘Commercial’ loan portfolio to the ‘Credit card’ loan portfolio. Prior period balances have been conformed to current period presentation.
What this signalsFilings often name leadership changes, deals and spending plans.
Vendors
sec-10qrestructuringGet every 10-Q signal for U.S. Bank and the companies you sell to, in the tools you already use.
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This page shows a preview. The full sec-10q record in the Signal API and MCP can also have these 8 fields. Some fields are empty for some signals.
Company
linkedin_urlValue in the APIindustriesValue in the APIemployee_count_lowValue in the APIemployee_count_highValue in the APIrevenueValue in the APIdescriptionValue in the APISignal
signal_nameValue in the APIassociationValue in the APIGET /v1/signals/837f8756-5957-43d3-bb11-6638ddb8dcbe returns this record as JSON. POST /v1/companies/enrich returns every signal for usbank.com.
{
"signal_id": "837f8756-5957-43d3-bb11-6638ddb8dcbe",
"signal_type": "sec-10q",
"signal_subtype": "restructuring",
"detected_at": "2026-05-05T08:48:21.393+00:00",
"company": {
"name": "U.S. Bank",
"domain": "usbank.com"
},
"data": {
"detail": "This reclassification of a loan portfolio requires changes to internal accounting, risk modeling, and analytics systems to ensure data consistency and accurate reporting. This creates potential needs for data integration or business intelligence consulting services to manage the transition.",
"metrics": {
"timeframe": "current_quarter"
},
"summary": "Reclassified small business credit card loans from 'Commercial' to 'Credit card' portfolio, effective Jan 1, 2026.",
"excerpts": "Effective January 1, 2026, the Company reclassified small business credit card loans from the ‘Commercial’ loan portfolio to the ‘Credit card’ loan portfolio. Prior period balances have been conformed to current period presentation.",
"relevance": 0.75,
"sentiment": "neutral",
"confidence": "high",
"source_url": "https://www.sec.gov/Archives/edgar/data/36104/000003610426000024/usb-20260331.htm",
"filing_date": "2026-05-04",
"filing_year": 2026,
"fiscal_year": 0,
"fiscal_year_end": "03/31",
"sales_relevance": "Change management needs",
"signal_category": "workforce",
"vendors_mentioned": [
"Ernst & Young LLP",
"Computershare"
]
}
}
curl https://signals.autobound.ai/v1/signals/837f8756-5957-43d3-bb11-6638ddb8dcbe \
-H "X-API-KEY: $AUTOBOUND_API_KEY"curl -X POST https://signals.autobound.ai/v1/companies/enrich \
-H "X-API-KEY: $AUTOBOUND_API_KEY" \
-H "Content-Type: application/json" \
-d '{"domain":"usbank.com","limit":20}'Long text fields are shortened on this page.
Looking up one signal by its id is free. Enrich costs 2 credits per signal returned; a call with no results is free.