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VisaPatent grant

Visa was granted a patent for distance-based data security.

What happened

In September 2026 Visa patented a proximity check for securing wireless transactions, used when a smartphone communicates with a payment or access terminal.

Source

patents.google.comSep 29, 2026

US patent US12750671

System and methods for data security using distance measurement

Abstract

Systems and methods for securing data transmissions using distance measurements are disclosed. A mobile device (such as a smart phone) and a base station can use ultra-wideband technology to determine the distance between the two devices. The distance measurements produced by the mobile device and the base station can be compared, directly or indirectly by the mobile device, the base station, and/or an access device to determine whether the mobile device is present at an access device or if the mobile device is not present at the access device (as expected during a relay attack). If the mobile device is not present at the access device, the access device can prevent or cancel an interaction based on the data transfer (e.g., opening a locked door of a secure building in response to receiving an access credential from the mobile device).

patents.google.com/patent/US12750671Read the full source

Extracted by Autobound

From the Signal API record
Signal
Patent grant

What this signalsA new patent often shows where a company is putting its R&D budget.

Grant date
Sep 29, 2026
Inventors
3
Tech area
wireless / cellular
Patent number
US12750671

The full record

From the Signal API record

People

  • Marc KekicheffInventor
  • Yuexi ChenInventor
  • Mustafa TopInventor

Details

Primary CPC class
H04W 12/104 (Wireless communication networks)
USPTO assignee
Visa International Service Association
What the invention does
A security method that compares ultra-wideband distance readings from a phone and nearby station to verify that the phone is genuinely present.

Topics and mentions

Tags

  • Intellectual Property
  • Research & Development
  • Wireless
  • Mobile Devices
  • Security

Technologies named

  • ultra-wideband
  • wireless security
  • proximity verification
  • mobile devices

Extraction

Detected
Sep 30, 2026
signal_type
patents-company
signal_subtype
patentGrant

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The API returns more than this page shows

This page shows a preview. The full patents-company record in the Signal API and MCP can also have these 8 fields. Some fields are empty for some signals.

Company

  • linkedin_urlValue in the API
  • industriesValue in the API
  • employee_count_lowValue in the API
  • employee_count_highValue in the API
  • revenueValue in the API
  • descriptionValue in the API

Signal

  • signal_nameValue in the API
  • associationValue in the API
Show the full JSONThe record on this page and the API request

GET /v1/signals/1f1debff-d077-58cf-89f5-03b204d39fea returns this record as JSON. POST /v1/companies/enrich returns every signal for visa.com.

{
  "signal_id": "1f1debff-d077-58cf-89f5-03b204d39fea",
  "signal_type": "patents-company",
  "signal_subtype": "patentGrant",
  "detected_at": "2026-09-30T17:42:24+00:00",
  "company": {
    "name": "Visa",
    "domain": "visa.com"
  },
  "data": {
    "cpc": [
      {
        "code": "H04W 12/104",
        "label": "Wireless communication networks"
      },
      {
        "code": "H04W 12/122",
        "label": "Wireless communication networks"
      }
    ],
    "tags": [
      "Intellectual Property",
      "Research & Development",
      "Wireless",
      "Mobile Devices",
      "Security"
    ],
    "detail": "In September 2026 Visa patented a proximity check for securing wireless transactions, used when a smartphone communicates with a payment or access terminal.",
    "summary": "Visa was granted a patent for distance-based data security.",
    "event_at": "2026-09-29",
    "inventors": [
      {
        "name": "Marc Kekicheff",
        "status": "resolved",
        "is_primary": true,
        "linkedin_url": "https://www.linkedin.com/in/marc-kekicheff-458303"
      },
      {
        "name": "Yuexi Chen",
        "status": "resolved",
        "is_primary": false,
        "linkedin_url": "https://www.linkedin.com/in/yuexichen"
      },
      {
        "name": "Mustafa Top",
        "status": "unresolved",
        "is_primary": false
      }
    ],
    "tech_area": "wireless / cellular",
    "event_kind": "grant_date",
    "grant_date": "2026-09-29",
    "source_url": "https://patents.google.com/patent/US12750671",
    "cpc_primary": {
      "code": "H04W 12/104",
      "label": "Wireless communication networks"
    },
    "patent_title": "System and methods for data security using distance measurement",
    "patent_number": "US12750671",
    "uspto_assignee": "Visa International Service Association",
    "patent_abstract": "Systems and methods for securing data transmissions using distance measurements are disclosed. A mobile device (such as a smart phone) and a base station can use ultra-wideband technology to determine the distance between the two devices. The distance measurements produced by the mobile device and the base station can be compared, directly or indirectly by the mobile device, the base station, and/or an access device to determine whether the mobile device is present at an access device or if the mobile device is not present at the access device (as expected during a relay attack). If the mobile device is not present at the access device, the access device can prevent or cancel an interaction based on the data transfer (e.g., opening a locked door of a secure building in response to receiving an access credential from the mobile device).",
    "precision_class": "structural",
    "invention_explanation": "A security method that compares ultra-wideband distance readings from a phone and nearby station to verify that the phone is genuinely present.",
    "technologies_mentioned": [
      "ultra-wideband",
      "wireless security",
      "proximity verification",
      "mobile devices"
    ]
  }
}

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