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Wells FargoPatent grant

Wells Fargo was granted a patent for gamifying portfolio engagement.

What happened

In October 2026 Wells Fargo patented a system for encouraging financial participation through social-media activity and threshold-based rewards.

Source

patents.google.comOct 27, 2026

US patent US12775918

Method and system for portfolio gamification

Abstract

Examples are directed to systems and methods that bridge the gap between users and an entity. A metric associated with an article used by social media user is received. The metric is compared with a plurality of thresholds and then a variable indicium is assigned to the social media user. The variable indicium is assigned based on the comparison of the metric with the plurality of thresholds. The variable indicium varies with different thresholds of the plurality of thresholds. Training data associated with the variable indicium is provided to a machine learning algorithm to create the variable indicium. The machine learning algorithm is updated over time with additional variable indicium such that the machine learning algorithm for creating the variable indicium changes over time. A forward-facing element that is engageable to view the articles used by the social media user to achieve the metric is also generated.

patents.google.com/patent/US12775918Read the full source

Extracted by Autobound

From the Signal API record
Signal
Patent grant

What this signalsA new patent often shows where a company is putting its R&D budget.

Grant date
Oct 27, 2026
Inventors
4
Tech area
business methods / CRM / fintech
Patent number
US12775918

The full record

From the Signal API record

People

  • Dion Eugene BakerInventor
  • Emily E. InghamInventor
  • Jo-kit Patrick LoInventor
  • Marc E. SchwartzInventor

Details

Primary CPC class
G06Q 10/40 (Data processing systems for administrative, commercial, financial, managerial or supervisory purposes)
USPTO assignee
Wells Fargo Bank, N.A.
What the invention does
A method that measures a user’s social-media activity, compares it with set levels, and assigns changing badges or indicators as those levels are reached.

Topics and mentions

Tags

  • Intellectual Property
  • Research & Development
  • Financial Systems
  • Customer Engagement
  • Marketing Analytics / Insights

Technologies named

  • portfolio management
  • gamification
  • social media analytics
  • threshold-based rewards

Extraction

Detected
Oct 30, 2026
signal_type
patents-company
signal_subtype
patentGrant

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This page shows a preview. The full patents-company record in the Signal API and MCP can also have these 8 fields. Some fields are empty for some signals.

Company

  • linkedin_urlValue in the API
  • industriesValue in the API
  • employee_count_lowValue in the API
  • employee_count_highValue in the API
  • revenueValue in the API
  • descriptionValue in the API

Signal

  • signal_nameValue in the API
  • associationValue in the API
Show the full JSONThe record on this page and the API request

GET /v1/signals/1f28ec5a-5dea-58aa-a8f7-69a8e1e4f006 returns this record as JSON. POST /v1/companies/enrich returns every signal for wellsfargo.com.

{
  "signal_id": "1f28ec5a-5dea-58aa-a8f7-69a8e1e4f006",
  "signal_type": "patents-company",
  "signal_subtype": "patentGrant",
  "detected_at": "2026-10-30T00:36:56+00:00",
  "company": {
    "name": "Wells Fargo",
    "domain": "wellsfargo.com"
  },
  "data": {
    "cpc": [
      {
        "code": "G06Q 10/40",
        "label": "Data processing systems for administrative, commercial, financial, managerial or supervisory purposes"
      },
      {
        "code": "G06Q 40/06",
        "label": "Data processing systems for administrative, commercial, financial, managerial or supervisory purposes"
      }
    ],
    "tags": [
      "Intellectual Property",
      "Research & Development",
      "Financial Systems",
      "Customer Engagement",
      "Marketing Analytics / Insights"
    ],
    "detail": "In October 2026 Wells Fargo patented a system for encouraging financial participation through social-media activity and threshold-based rewards.",
    "summary": "Wells Fargo was granted a patent for gamifying portfolio engagement.",
    "event_at": "2026-10-27",
    "inventors": [
      {
        "name": "Dion Eugene Baker",
        "status": "unresolved",
        "is_primary": true
      },
      {
        "name": "Emily E. Ingham",
        "status": "unresolved",
        "is_primary": false
      },
      {
        "name": "Jo-kit Patrick Lo",
        "status": "unresolved",
        "is_primary": false
      },
      {
        "name": "Marc E. Schwartz",
        "status": "unresolved",
        "is_primary": false
      }
    ],
    "tech_area": "business methods / CRM / fintech",
    "event_kind": "grant_date",
    "grant_date": "2026-10-27",
    "source_url": "https://patents.google.com/patent/US12775918",
    "cpc_primary": {
      "code": "G06Q 10/40",
      "label": "Data processing systems for administrative, commercial, financial, managerial or supervisory purposes"
    },
    "patent_title": "Method and system for portfolio gamification",
    "patent_number": "US12775918",
    "uspto_assignee": "Wells Fargo Bank, N.A.",
    "patent_abstract": "Examples are directed to systems and methods that bridge the gap between users and an entity. A metric associated with an article used by social media user is received. The metric is compared with a plurality of thresholds and then a variable indicium is assigned to the social media user. The variable indicium is assigned based on the comparison of the metric with the plurality of thresholds. The variable indicium varies with different thresholds of the plurality of thresholds. Training data associated with the variable indicium is provided to a machine learning algorithm to create the variable indicium. The machine learning algorithm is updated over time with additional variable indicium such that the machine learning algorithm for creating the variable indicium changes over time. A forward-facing element that is engageable to view the articles used by the social media user to achieve the metric is also generated.",
    "precision_class": "structural",
    "invention_explanation": "A method that measures a user’s social-media activity, compares it with set levels, and assigns changing badges or indicators as those levels are reached.",
    "technologies_mentioned": [
      "portfolio management",
      "gamification",
      "social media analytics",
      "threshold-based rewards"
    ]
  }
}

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