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Xcel Energy10-K: Debt refinancing

Entered into a new Fifth Amended and Restated Credit Agreement in May 2025.

What happened

Xcel's subsidiaries (Public Service Company of Colorado and Southwestern Public Service Company) established new credit agreements with a syndicate of major banks. This refinancing provides liquidity but also involves complex compliance and reporting, creating needs for treasury and financial management solutions.

Source

SEC EDGARFeb 25, 2026

Annual report (Form 10-K)

Xcel Energy 10-K for FY2025

Filing excerpt

Fifth Amended and Restated Credit Agreement, dated as of May 6, 2025, among Public Service Company of Colorado, as Borrower, the several lenders from time to time parties thereto, JPMorgan Chase Bank, N.A., as Administrative Agent, Bank of America, N.A. and Barclays Bank PLC, as Syndication Agents, Citibank, N.A., Mizuho Bank, Ltd., Morgan Stanley Senior Funding, Inc., MUFG Bank, Ltd. and Wells Fargo Bank, National Association, as Documentation Agents and the several lenders party thereto.

sec.gov/Archives/edgar/data/72903/000007290326000009/xel-20251231.htmRead the full source

Other signals in this filing (2)

Extracted by Autobound

From the Signal API record
Signal
10-K: Debt refinancing

What this signalsFilings often name leadership changes, deals and spending plans.

Period
FY2025
Fiscal year end
12/31
Filed
Feb 25, 2026

More 10-K signals at other companies

The full record

From the Signal API record

Details

CIK
72903
Accession number
0000072903-26-000009
Timeframe
Current year
Filing year
2026
Why it matters
Capital available or pressure
Signal category
Financial

Topics and mentions

Vendors

  • JPMorgan Chase Bank
  • N.A.
  • Bank of America
  • Barclays Bank PLC
  • Citibank
  • Mizuho Bank
  • Ltd.
  • Morgan Stanley Senior Funding
  • Inc.
  • MUFG Bank
  • Wells Fargo Bank
  • National Association

Vendors named

  • JPMorgan Chase Bank, N.A.
  • Bank of America, N.A.
  • Barclays Bank PLC
  • Citibank, N.A.
  • Mizuho Bank, Ltd.
  • Morgan Stanley Senior Funding, Inc.
  • MUFG Bank, Ltd.
  • Wells Fargo Bank, National Association

Extraction

Confidence
High
Relevance
80%
Sentiment
Neutral
Detected
Mar 3, 2026
signal_type
sec-10k
signal_subtype
debtRefinancing

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The API returns more than this page shows

This page shows a preview. The full sec-10k record in the Signal API and MCP can also have these 8 fields. Some fields are empty for some signals.

Company

  • linkedin_urlValue in the API
  • industriesValue in the API
  • employee_count_lowValue in the API
  • employee_count_highValue in the API
  • revenueValue in the API
  • descriptionValue in the API

Signal

  • signal_nameValue in the API
  • associationValue in the API
Show the full JSONThe record on this page and the API request

GET /v1/signals/fcc76805-66a7-47dd-a23e-17ea585bc38c returns this record as JSON. POST /v1/companies/enrich returns every signal for xcelenergy.com.

{
  "signal_id": "fcc76805-66a7-47dd-a23e-17ea585bc38c",
  "signal_type": "sec-10k",
  "signal_subtype": "debtRefinancing",
  "detected_at": "2026-03-03T05:55:00.265+00:00",
  "company": {
    "name": "Xcel Energy",
    "domain": "xcelenergy.com"
  },
  "data": {
    "detail": "Xcel's subsidiaries (Public Service Company of Colorado and Southwestern Public Service Company) established new credit agreements with a syndicate of major banks. This refinancing provides liquidity but also involves complex compliance and reporting, creating needs for treasury and financial management solutions.",
    "metrics": {
      "timeframe": "current_year"
    },
    "summary": "Entered into a new Fifth Amended and Restated Credit Agreement in May 2025.",
    "excerpts": "Fifth Amended and Restated Credit Agreement, dated as of May 6, 2025, among Public Service Company of Colorado, as Borrower, the several lenders from time to time parties thereto, JPMorgan Chase Bank, N.A., as Administrative Agent, Bank of America, N.A. and Barclays Bank PLC, as Syndication Agents, Citibank, N.A., Mizuho Bank, Ltd., Morgan Stanley Senior Funding, Inc., MUFG Bank, Ltd. and Wells Fargo Bank, National Association, as Documentation Agents and the several lenders party thereto.",
    "relevance": 0.8,
    "sentiment": "neutral",
    "confidence": "high",
    "source_url": "https://www.sec.gov/Archives/edgar/data/72903/000007290326000009/xel-20251231.htm",
    "filing_date": "2026-02-25",
    "filing_year": 2026,
    "fiscal_year_end": "12/31",
    "sales_relevance": "Capital available or pressure",
    "signal_category": "financial",
    "vendors_mentioned": [
      "JPMorgan Chase Bank, N.A.",
      "Bank of America, N.A.",
      "Barclays Bank PLC",
      "Citibank, N.A.",
      "Mizuho Bank, Ltd.",
      "Morgan Stanley Senior Funding, Inc.",
      "MUFG Bank, Ltd.",
      "Wells Fargo Bank, National Association"
    ]
  }
}

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