The company's profitability is highly sensitive to rising interest rates, which squeeze margins on fixed-rate loans and could increase consumer delinquencies. This creates a strong need for financial modeling, risk management, and cost optimization solutions.
Filing excerpt
Factoring in the interest rate risk management program and the repricing of investment securities, as of December 31, 2025, we estimate that a hypothetical instantaneous 100 basis point upward parallel shock to interest rates would have a less than $70.0 million adverse impact on our cash flows associated with our market risk sensitive instruments over the next 12 months.
What this signalsFilings often name leadership changes, deals and spending plans.
Technologies
sec-10qinflationImpactGet every 10-Q signal for Affirm and the companies you sell to, in the tools you already use.
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This page shows a preview. The full sec-10q record in the Signal API and MCP can also have these 8 fields. Some fields are empty for some signals.
Company
linkedin_urlValue in the APIindustriesValue in the APIemployee_count_lowValue in the APIemployee_count_highValue in the APIrevenueValue in the APIdescriptionValue in the APISignal
signal_nameValue in the APIassociationValue in the APIGET /v1/signals/05230934-0a92-4742-963f-eaa0d172d001 returns this record as JSON. POST /v1/companies/enrich returns every signal for affirm.com.
{
"signal_id": "05230934-0a92-4742-963f-eaa0d172d001",
"signal_type": "sec-10q",
"signal_subtype": "inflationImpact",
"detected_at": "2026-02-10T08:23:30.729+00:00",
"company": {
"name": "Affirm",
"domain": "affirm.com"
},
"data": {
"detail": "The company's profitability is highly sensitive to rising interest rates, which squeeze margins on fixed-rate loans and could increase consumer delinquencies. This creates a strong need for financial modeling, risk management, and cost optimization solutions.",
"metrics": {
"timeframe": "next_year",
"dollar_context": "Estimated adverse impact on cash flows from a hypothetical 100 basis point upward shock to interest rates over the next 12 months.",
"dollar_millions": 70
},
"summary": "Affirm estimates a potential $70M adverse cash flow impact from a 100 bps interest rate hike.",
"excerpts": "Factoring in the interest rate risk management program and the repricing of investment securities, as of December 31, 2025, we estimate that a hypothetical instantaneous 100 basis point upward parallel shock to interest rates would have a less than $70.0 million adverse impact on our cash flows associated with our market risk sensitive instruments over the next 12 months.",
"relevance": 0.9,
"sentiment": "negative",
"confidence": "high",
"source_url": "https://www.sec.gov/Archives/edgar/data/1820953/000162828026005855/afrm-20251231.htm",
"filing_date": "2026-02-05",
"filing_year": 2026,
"fiscal_year": 0,
"fiscal_year_end": "12/31",
"sales_relevance": "Efficiency tools needed",
"signal_category": "operations",
"technologies_mentioned": [
"interest rate derivatives"
]
}
}
curl https://signals.autobound.ai/v1/signals/05230934-0a92-4742-963f-eaa0d172d001 \
-H "X-API-KEY: $AUTOBOUND_API_KEY"curl -X POST https://signals.autobound.ai/v1/companies/enrich \
-H "X-API-KEY: $AUTOBOUND_API_KEY" \
-H "Content-Type: application/json" \
-d '{"domain":"affirm.com","limit":20}'Long text fields are shortened on this page.
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