Affirm's core business is exposed to $8.8 billion in consumer credit risk, with loan collectability susceptible to market changes. This necessitates sophisticated underwriting, portfolio monitoring, and collections optimization technologies to mitigate potential losses.
Filing excerpt
As of December 31, 2025 and June 30, 2025, we were exposed to credit risk on $8.8 billion and $7.0 billion, respectively, of loans held within our interim condensed consolidated balance sheet.
What this signalsFilings often name leadership changes, deals and spending plans.
Regions named
sec-10qqualityIssueGet every 10-Q signal for Affirm and the companies you sell to, in the tools you already use.
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This page shows a preview. The full sec-10q record in the Signal API and MCP can also have these 8 fields. Some fields are empty for some signals.
Company
linkedin_urlValue in the APIindustriesValue in the APIemployee_count_lowValue in the APIemployee_count_highValue in the APIrevenueValue in the APIdescriptionValue in the APISignal
signal_nameValue in the APIassociationValue in the APIGET /v1/signals/e94efb57-62bf-45bb-a482-5ba117006520 returns this record as JSON. POST /v1/companies/enrich returns every signal for affirm.com.
{
"signal_id": "e94efb57-62bf-45bb-a482-5ba117006520",
"signal_type": "sec-10q",
"signal_subtype": "qualityIssue",
"detected_at": "2026-02-10T08:23:30.729+00:00",
"company": {
"name": "Affirm",
"domain": "affirm.com"
},
"data": {
"detail": "Affirm's core business is exposed to $8.8 billion in consumer credit risk, with loan collectability susceptible to market changes. This necessitates sophisticated underwriting, portfolio monitoring, and collections optimization technologies to mitigate potential losses.",
"metrics": {
"timeframe": "current_quarter",
"dollar_context": "Credit risk on loans held within interim condensed consolidated balance sheet as of December 31, 2025.",
"dollar_millions": 8800
},
"summary": "Manages $8.8B in on-balance sheet credit risk, with delinquencies potentially rising due to economic conditions.",
"excerpts": "As of December 31, 2025 and June 30, 2025, we were exposed to credit risk on $8.8 billion and $7.0 billion, respectively, of loans held within our interim condensed consolidated balance sheet.",
"relevance": 0.8,
"sentiment": "negative",
"confidence": "high",
"source_url": "https://www.sec.gov/Archives/edgar/data/1820953/000162828026005855/afrm-20251231.htm",
"filing_date": "2026-02-05",
"filing_year": 2026,
"fiscal_year": 0,
"fiscal_year_end": "12/31",
"sales_relevance": "Quality management needed",
"signal_category": "operations",
"regions_mentioned": [
"California",
"Texas"
]
}
}
curl https://signals.autobound.ai/v1/signals/e94efb57-62bf-45bb-a482-5ba117006520 \
-H "X-API-KEY: $AUTOBOUND_API_KEY"curl -X POST https://signals.autobound.ai/v1/companies/enrich \
-H "X-API-KEY: $AUTOBOUND_API_KEY" \
-H "Content-Type: application/json" \
-d '{"domain":"affirm.com","limit":20}'Long text fields are shortened on this page.
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