Rising interest rates threaten to reduce interest margins on variable-rate debt and increase consumer delinquencies. The company has quantified a potential adverse impact of up to $80 million over 12 months, highlighting a need for sophisticated hedging and risk management solutions.
Filing excerpt
Factoring in the interest rate risk management program and the repricing of investment securities, as of March 31, 2026, we estimate that a hypothetical instantaneous 100 basis point upward parallel shock to interest rates would have a less than $80.0 million adverse impact on our cash flows associated with our market risk sensitive instruments over the next 12 months.
What this signalsFilings often name leadership changes, deals and spending plans.
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This page shows a preview. The full sec-10q record in the Signal API and MCP can also have these 8 fields. Some fields are empty for some signals.
Company
linkedin_urlValue in the APIindustriesValue in the APIemployee_count_lowValue in the APIemployee_count_highValue in the APIrevenueValue in the APIdescriptionValue in the APISignal
signal_nameValue in the APIassociationValue in the APIGET /v1/signals/0530e8f1-1638-4092-ba97-0ece00f5ce17 returns this record as JSON. POST /v1/companies/enrich returns every signal for affirm.com.
{
"signal_id": "0530e8f1-1638-4092-ba97-0ece00f5ce17",
"signal_type": "sec-10q",
"signal_subtype": "cashFlowConcern",
"detected_at": "2026-05-12T09:24:56.633+00:00",
"company": {
"name": "Affirm",
"domain": "affirm.com"
},
"data": {
"detail": "Rising interest rates threaten to reduce interest margins on variable-rate debt and increase consumer delinquencies. The company has quantified a potential adverse impact of up to $80 million over 12 months, highlighting a need for sophisticated hedging and risk management solutions.",
"metrics": {
"pct": 0.01,
"pct_context": "Hypothetical 100 basis point (1%) interest rate shock",
"dollar_context": "Potential adverse impact on cash flows from a hypothetical 100 basis point interest rate increase over the next 12 months",
"dollar_millions": 80
},
"summary": "Estimates a potential adverse cash flow impact of up to $80M from a 100 bps interest rate hike",
"excerpts": "Factoring in the interest rate risk management program and the repricing of investment securities, as of March 31, 2026, we estimate that a hypothetical instantaneous 100 basis point upward parallel shock to interest rates would have a less than $80.0 million adverse impact on our cash flows associated with our market risk sensitive instruments over the next 12 months.",
"relevance": 0.8,
"sentiment": "negative",
"confidence": "high",
"source_url": "https://www.sec.gov/Archives/edgar/data/1820953/000162828026032294/afrm-20260331.htm",
"filing_date": "2026-05-07",
"filing_year": 2026,
"fiscal_year": 0,
"fiscal_year_end": "03/31",
"sales_relevance": "Treasury/cash management needs",
"signal_category": "financial"
}
}
curl https://signals.autobound.ai/v1/signals/0530e8f1-1638-4092-ba97-0ece00f5ce17 \
-H "X-API-KEY: $AUTOBOUND_API_KEY"curl -X POST https://signals.autobound.ai/v1/companies/enrich \
-H "X-API-KEY: $AUTOBOUND_API_KEY" \
-H "Content-Type: application/json" \
-d '{"domain":"affirm.com","limit":20}'Long text fields are shortened on this page.
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