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Affirm10-Q: Inflation impact

Estimates potential adverse cash flow impact of <$80M from a 100 bps rate hike.

What happened

A hypothetical 100 basis point increase in interest rates would negatively impact cash flows by up to $80 million over the next year. This creates significant pressure to optimize funding costs and financial risk management strategies.

Source

SEC EDGARMay 7, 2026

Quarterly report (Form 10-Q)

Affirm 10-Q

Filing excerpt

Factoring in the interest rate risk management program and the repricing of investment securities, as of March 31, 2026, we estimate that a hypothetical instantaneous 100 basis point upward parallel shock to interest rates would have a less than $80.0 million adverse impact on our cash flows associated with our market risk sensitive instruments over the next 12 months.

sec.gov/Archives/edgar/data/1820953/000162828026032294/afrm-20260331.htmRead the full source

Other signals in this filing (10)

Extracted by Autobound

From the Signal API record
Signal
10-Q: Inflation impact

What this signalsFilings often name leadership changes, deals and spending plans.

Fiscal year end
03/31
Filed
May 7, 2026

More 10-Q signals at other companies

The full record

From the Signal API record

Numbers

Dollar figure
$80M (Maximum adverse cash flow impact from a 100 basis point interest rate increase over 12 months)

Details

CIK
1820953
Accession number
0001628280-26-032294
Timeframe
Next year
Filing year
2026
Fiscal year
0
Why it matters
Efficiency tools needed
Signal category
Operations

Topics and mentions

Technologies

  • interest rate derivatives

Extraction

Confidence
High
Relevance
90%
Sentiment
Negative
Detected
May 12, 2026
signal_type
sec-10q
signal_subtype
inflationImpact

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The API returns more than this page shows

This page shows a preview. The full sec-10q record in the Signal API and MCP can also have these 8 fields. Some fields are empty for some signals.

Company

  • linkedin_urlValue in the API
  • industriesValue in the API
  • employee_count_lowValue in the API
  • employee_count_highValue in the API
  • revenueValue in the API
  • descriptionValue in the API

Signal

  • signal_nameValue in the API
  • associationValue in the API
Show the full JSONThe record on this page and the API request

GET /v1/signals/cb75eb8f-9e18-4bcc-a511-6b5cf721b611 returns this record as JSON. POST /v1/companies/enrich returns every signal for affirm.com.

{
  "signal_id": "cb75eb8f-9e18-4bcc-a511-6b5cf721b611",
  "signal_type": "sec-10q",
  "signal_subtype": "inflationImpact",
  "detected_at": "2026-05-12T09:24:57.911+00:00",
  "company": {
    "name": "Affirm",
    "domain": "affirm.com"
  },
  "data": {
    "detail": "A hypothetical 100 basis point increase in interest rates would negatively impact cash flows by up to $80 million over the next year. This creates significant pressure to optimize funding costs and financial risk management strategies.",
    "metrics": {
      "timeframe": "next_year",
      "dollar_context": "Maximum adverse cash flow impact from a 100 basis point interest rate increase over 12 months",
      "dollar_millions": 80
    },
    "summary": "Estimates potential adverse cash flow impact of <$80M from a 100 bps rate hike.",
    "excerpts": "Factoring in the interest rate risk management program and the repricing of investment securities, as of March 31, 2026, we estimate that a hypothetical instantaneous 100 basis point upward parallel shock to interest rates would have a less than $80.0 million adverse impact on our cash flows associated with our market risk sensitive instruments over the next 12 months.",
    "relevance": 0.9,
    "sentiment": "negative",
    "confidence": "high",
    "source_url": "https://www.sec.gov/Archives/edgar/data/1820953/000162828026032294/afrm-20260331.htm",
    "filing_date": "2026-05-07",
    "filing_year": 2026,
    "fiscal_year": 0,
    "fiscal_year_end": "03/31",
    "sales_relevance": "Efficiency tools needed",
    "signal_category": "operations",
    "technologies_mentioned": [
      "interest rate derivatives"
    ]
  }
}

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