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AllstatePatent grant

Allstate was granted a patent for driver identity and insurance-status alerts.

What happened

In September 2026 Allstate patented a system for checking a driver's coverage status in connected vehicles and prompting action or restricting vehicle use when problems are found.

Source

patents.google.comSep 29, 2026

US patent US12749127

Driver identity detection and alerts

Abstract

Disclosed herein are systems and/or methods for determining an insurance status for one or more drivers and/or vehicles. The system may identify a driver of a vehicle, such as by facial recognition or a retinal scan. Based on the identification, the system may determine the insurance status of the driver. If there is an issue with the insurance status, the system may prompt the driver to take some action. The system may also institute limitations upon the vehicle if there is an issue with the insurance status. In some instances, the system may determine the insurance status for multiple drivers in the area, and may warn a driver if he or she is in the vicinity of one or more underinsured drivers and/or vehicles.

patents.google.com/patent/US12749127Read the full source

Extracted by Autobound

From the Signal API record
Signal
Patent grant

What this signalsA new patent often shows where a company is putting its R&D budget.

Grant date
Sep 29, 2026
Inventors
Philip Robare
Tech area
business methods / CRM / fintech
Patent number
US12749127

The full record

From the Signal API record

People

  • Philip RobareInventor

Details

Primary CPC class
G06Q 40/08 (Data processing systems for administrative, commercial, financial, managerial or supervisory purposes)
USPTO assignee
Allstate Insurance Company
What the invention does
A vehicle system identifies who is driving, checks that person's insurance status, and responds with an alert or driving limitation if coverage is not valid.

Topics and mentions

Tags

  • Intellectual Property
  • Research & Development
  • Business Insurance
  • Biometrics
  • Automotive

Technologies named

  • facial recognition
  • retinal scanning
  • vehicle telematics
  • insurance verification

Extraction

Detected
Sep 30, 2026
signal_type
patents-company
signal_subtype
patentGrant

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This page shows a preview. The full patents-company record in the Signal API and MCP can also have these 8 fields. Some fields are empty for some signals.

Company

  • linkedin_urlValue in the API
  • industriesValue in the API
  • employee_count_lowValue in the API
  • employee_count_highValue in the API
  • revenueValue in the API
  • descriptionValue in the API

Signal

  • signal_nameValue in the API
  • associationValue in the API
Show the full JSONThe record on this page and the API request

GET /v1/signals/2f16c6fc-b761-5909-a341-bcd00a065ec3 returns this record as JSON. POST /v1/companies/enrich returns every signal for allstate.com.

{
  "signal_id": "2f16c6fc-b761-5909-a341-bcd00a065ec3",
  "signal_type": "patents-company",
  "signal_subtype": "patentGrant",
  "detected_at": "2026-09-30T17:22:48+00:00",
  "company": {
    "name": "Allstate",
    "domain": "allstate.com"
  },
  "data": {
    "cpc": [
      {
        "code": "G06Q 40/08",
        "label": "Data processing systems for administrative, commercial, financial, managerial or supervisory purposes"
      },
      {
        "code": "G01C 21/3484"
      },
      {
        "code": "H04W 88/02",
        "label": "Wireless communication networks"
      }
    ],
    "tags": [
      "Intellectual Property",
      "Research & Development",
      "Business Insurance",
      "Biometrics",
      "Automotive"
    ],
    "detail": "In September 2026 Allstate patented a system for checking a driver's coverage status in connected vehicles and prompting action or restricting vehicle use when problems are found.",
    "summary": "Allstate was granted a patent for driver identity and insurance-status alerts.",
    "event_at": "2026-09-29",
    "inventors": [
      {
        "name": "Philip Robare",
        "status": "resolved",
        "is_primary": true,
        "linkedin_url": "https://www.linkedin.com/in/philip-robare-6699a3a"
      }
    ],
    "tech_area": "business methods / CRM / fintech",
    "event_kind": "grant_date",
    "grant_date": "2026-09-29",
    "source_url": "https://patents.google.com/patent/US12749127",
    "cpc_primary": {
      "code": "G06Q 40/08",
      "label": "Data processing systems for administrative, commercial, financial, managerial or supervisory purposes"
    },
    "patent_title": "Driver identity detection and alerts",
    "patent_number": "US12749127",
    "uspto_assignee": "Allstate Insurance Company",
    "patent_abstract": "Disclosed herein are systems and/or methods for determining an insurance status for one or more drivers and/or vehicles. The system may identify a driver of a vehicle, such as by facial recognition or a retinal scan. Based on the identification, the system may determine the insurance status of the driver. If there is an issue with the insurance status, the system may prompt the driver to take some action. The system may also institute limitations upon the vehicle if there is an issue with the insurance status. In some instances, the system may determine the insurance status for multiple drivers in the area, and may warn a driver if he or she is in the vicinity of one or more underinsured drivers and/or vehicles.",
    "precision_class": "structural",
    "invention_explanation": "A vehicle system identifies who is driving, checks that person's insurance status, and responds with an alert or driving limitation if coverage is not valid.",
    "technologies_mentioned": [
      "facial recognition",
      "retinal scanning",
      "vehicle telematics",
      "insurance verification"
    ]
  }
}

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