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American Express10-Q: Inflation impact

AXP projects a $90M negative impact on annual net interest income from a 100 bps rate hike.

What happened

The company's net interest income is negatively exposed to rising interest rates, creating pressure to optimize financial performance and manage costs. This sensitivity could drive interest in financial planning & analysis (FP&A) software, risk modeling tools, or cost-cutting automation solutions.

Source

SEC EDGARJul 24, 2026

Quarterly report (Form 10-Q)

American Express 10-Q

Filing excerpt

Compared to December 31, 2025, higher market interest rates would have a detrimental impact on our net interest income due to an increase in interest rate sensitive liabilities relative to interest rate sensitive assets.

sec.gov/Archives/edgar/data/4962/000000496226000322/axp-20260630.htmRead the full source

Other signals in this filing (5)

Extracted by Autobound

From the Signal API record
Signal
10-Q: Inflation impact

What this signalsFilings often name leadership changes, deals and spending plans.

Fiscal year end
06/30
Filed
Jul 24, 2026

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The full record

From the Signal API record

Numbers

Dollar figure
-$90M (Projected annual reduction in net interest income from a 100 bps interest rate increase)

Details

CIK
4962
Accession number
0000004962-26-000322
Timeframe
Current year
Filing year
2026
Fiscal year
0
Why it matters
Efficiency tools needed
Signal category
Operations

Extraction

Confidence
High
Relevance
75%
Sentiment
Negative
Detected
Jul 28, 2026
signal_type
sec-10q
signal_subtype
inflationImpact

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The API returns more than this page shows

This page shows a preview. The full sec-10q record in the Signal API and MCP can also have these 8 fields. Some fields are empty for some signals.

Company

  • linkedin_urlValue in the API
  • industriesValue in the API
  • employee_count_lowValue in the API
  • employee_count_highValue in the API
  • revenueValue in the API
  • descriptionValue in the API

Signal

  • signal_nameValue in the API
  • associationValue in the API
Show the full JSONThe record on this page and the API request

GET /v1/signals/f4458fce-8737-45ec-90fa-4d001fbebe94 returns this record as JSON. POST /v1/companies/enrich returns every signal for americanexpress.com.

{
  "signal_id": "f4458fce-8737-45ec-90fa-4d001fbebe94",
  "signal_type": "sec-10q",
  "signal_subtype": "inflationImpact",
  "detected_at": "2026-07-28T07:04:37.953+00:00",
  "company": {
    "name": "American Express",
    "domain": "americanexpress.com"
  },
  "data": {
    "detail": "The company's net interest income is negatively exposed to rising interest rates, creating pressure to optimize financial performance and manage costs. This sensitivity could drive interest in financial planning & analysis (FP&A) software, risk modeling tools, or cost-cutting automation solutions.",
    "metrics": {
      "timeframe": "current_year",
      "dollar_context": "Projected annual reduction in net interest income from a 100 bps interest rate increase",
      "dollar_millions": -90
    },
    "summary": "AXP projects a $90M negative impact on annual net interest income from a 100 bps rate hike.",
    "excerpts": "Compared to December 31, 2025, higher market interest rates would have a detrimental impact on our net interest income due to an increase in interest rate sensitive liabilities relative to interest rate sensitive assets.",
    "relevance": 0.75,
    "sentiment": "negative",
    "confidence": "high",
    "source_url": "https://www.sec.gov/Archives/edgar/data/4962/000000496226000322/axp-20260630.htm",
    "filing_date": "2026-07-24",
    "filing_year": 2026,
    "fiscal_year": 0,
    "fiscal_year_end": "06/30",
    "sales_relevance": "Efficiency tools needed",
    "signal_category": "operations"
  }
}

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