Assurant was granted a patent for usage-based device protection plans.

{
  "signal_id": "5db39463-8f66-59f5-b609-25b3186644de",
  "signal_type": "patents-company",
  "signal_subtype": "patentGrant",
  "detected_at": "2026-09-20T18:02:10+00:00",
  "company": {
    "name": "Assurant",
    "domain": "assurant.com"
  },
  "data": {
    "cpc": [
      {
        "code": "G06Q 40/08",
        "label": "Data processing systems for administrative, commercial, financial, managerial or supervisory purposes"
      },
      {
        "code": "G06F 16/2455",
        "label": "Electric digital data processing"
      }
    ],
    "tags": [
      "Intellectual Property",
      "Research & Development",
      "Business Insurance",
      "Customer Experience",
      "Analytics & Insights"
    ],
    "detail": "In September 2026 Assurant patented technology for tailoring insurance and protection offers to consumer electronics usage, device models, and customer behavior.",
    "summary": "Assurant was granted a patent for usage-based device protection plans.",
    "event_at": "2026-09-15",
    "inventors": [
      {
        "name": "Biju Nair",
        "status": "resolved",
        "is_primary": true,
        "linkedin_url": "https://www.linkedin.com/in/bijunair2000"
      },
      {
        "name": "Rajiv K. Dwivedi",
        "status": "resolved",
        "is_primary": false,
        "linkedin_url": "https://www.linkedin.com/in/rajiv-dwivedi-2803b211"
      },
      {
        "name": "Sanida D. Bratt",
        "status": "unresolved",
        "is_primary": false
      },
      {
        "name": "Joseph Settimi",
        "status": "unresolved",
        "is_primary": false
      },
      {
        "name": "Chintan Shah",
        "status": "unresolved",
        "is_primary": false
      }
    ],
    "tech_area": "business methods / CRM / fintech",
    "event_kind": "grant_date",
    "grant_date": "2026-09-15",
    "source_url": "https://patents.google.com/patent/US12737820",
    "cpc_primary": {
      "code": "G06Q 40/08",
      "label": "Data processing systems for administrative, commercial, financial, managerial or supervisory purposes"
    },
    "patent_title": "Systems and methods for generating contextually relevant device protections",
    "patent_number": "US12737820",
    "uspto_assignee": "Assurant, Inc.",
    "patent_abstract": "Systems and methods are disclosed herein that can detect use of a consumer electronics device and that can generate and offer insurance or protection plans that measure, account, and adjust for the use of the consumer electronics device and consumer tendencies while using the consumer electronics device. The systems and methods may include determining an index value for a make and model of the consumer electronics device.",
    "precision_class": "structural",
    "invention_explanation": "A system that monitors how a device is used and calculates a device-specific value to adjust the protection plan offered to its owner.",
    "technologies_mentioned": [
      "device usage analytics",
      "insurance technology",
      "consumer electronics"
    ]
  }
}

curl https://signals.autobound.ai/v1/signals/5db39463-8f66-59f5-b609-25b3186644de \
  -H "X-API-KEY: $AUTOBOUND_API_KEY"

curl -X POST https://signals.autobound.ai/v1/companies/enrich \
  -H "X-API-KEY: $AUTOBOUND_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{"domain":"assurant.com","limit":20}'