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What Capital One's latest 10-Q says: 10 signals

Capital One filed its latest 10-Q with the SEC on Jul 28, 2026. It discusses acquisition completed, competitor named and compliance burden.

Public (COF)Financial Services10,000+ employeescapitalone.comLinkedIn

Filed
Jul 28, 2026
Filings
2
Signals
20

10-Q · latest 10

What Capital One's 10-Q filings say

  1. 10-Q

    Filed · 10 signals

    SEC EDGAR

  2. 10-Q

    Filed · 10 signals

    SEC EDGAR

Showing 10 of 20 filing signals. The Signal API returns all of them.

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Earnings calls

Capital One earnings headlines

From earnings call transcripts (Signal API type earnings-transcripts).

Earnings call headlines
Call dateWhat the company said
Committing significant, sustained investment to 13-year tech transformationThe company is in the 13th year of an "all-in" tech transformation to build a modern, cloud-native tech company that does banking, and continues to invest significantly in this foundational stack to power all new initiatives.
Investing heavily in Discover integration to achieve $2.5B in synergies.The company is executing the massive Discover acquisition integration, which involves platform conversions and moving debit volume to the Discover network. This complex, multi-year project has a large budget for technology, consulting, and project management to realize the $2.5 billion synergy target.
Marketing budget up 26% to $1.4B, with further increases expectedMarketing spend is a key driver of growth, increasing 26% year-over-year. The CEO signaled that Q4 marketing spend will be even higher than recent seasonal patterns, indicating a large and growing budget for marketing tech, media, and services.
Investing to accelerate growth in digital platforms like Shopping and TravelThe company is actively investing in rapidly growing digital ventures like Capital One Shopping, Capital One Travel, and Auto Navigator, creating opportunities for technology and service partners in e-commerce, travel tech, and digital auto ecosystems.
Acknowledges Discover network is "subscale" and requires investment to grow.The CEO stated the newly acquired Discover network is 'very subscale in a scale-driven business.' To address this, they are planning significant investments in international acceptance and brand building to move more volume onto the network, signaling budget for network infrastructure, global partnerships, and marketing.
Prioritizing investment in "amazing customer experiences" to win premium customers.The CEO repeatedly stated that winning in the competitive premium card market requires sustained investment in 'amazing customer experiences' and 'access to exclusive events.' This highlights a strategic focus and budget for CX platforms, loyalty programs, and unique digital experiences.

Signal API · MCP

Track Capital One with the Signal API

One POST /v1/companies/enrich call with capitalone.com returns Capital One 10-Q signals (sec-10q), each with its source. Or ask Claude through MCP.

Start Free1,000 free creditsUse it in Claude via MCP

2 credits per signal returned; zero-result calls are free. Endpoint reference

curl -X POST https://signals.autobound.ai/v1/companies/enrich \
  -H "X-API-KEY: $AUTOBOUND_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{"domain":"capitalone.com","signal_types":["sec-10q"],"limit":20}'

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Questions about Capital One 10-Q

When did Capital One file its latest 10-Q?
Capital One filed its latest 10-Q on Jul 28, 2026. The one before it was filed on May 7, 2026.
What did Capital One disclose in its latest 10-Q?
From the filing dated Jul 28, 2026: COF faces SEC investigation & Fed order over inherited $1.2B Discover card misclassification
What did Capital One say on its recent earnings calls?
Q3 FY2025: Committing significant, sustained investment to 13-year tech transformation (dated Oct 21, 2025).
Where can I read Capital One's 10-Q filing?
The full filing is on SEC EDGAR: https://www.sec.gov/Archives/edgar/data/927628/000092762826000089/cof-20260630.htm. This page summarizes what the filing says and links to it.

Source. Quarterly reports (Form 10-Q) filed with the SEC. Every card links to the filing on EDGAR.

Method. Insights are extracted from the filing text and grouped by category. Numbers are quoted from the filing.

Data as of .

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