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Capital One8-K: Margin pressure

Capital One discloses monthly charge-off and delinquency metrics for April 2026.

What happened

The company is reporting its key credit performance indicators, which directly impact profitability and loan loss provisions. An increase in these metrics signals rising credit risk and pressure on net interest margin, potentially triggering a need for enhanced risk management or collections solutions.

Source

SEC EDGARMay 14, 2026

Current report (Form 8-K)

Capital One 8-K

Filing excerpt

Capital One Financial Corporation (the “Company”) hereby furnishes the information in Exhibit 99.1 hereto, Monthly Charge-Off and Delinquency Metrics - As of and for the month ended April 30, 2026.

sec.gov/Archives/edgar/data/927628/000092762826000053/cof-20260514.htmRead the full source

Extracted by Autobound

From the Signal API record
Signal
8-K: Margin pressure

What this signalsFilings often name leadership changes, deals and spending plans.

Form
8-K
Fiscal year end
05/14
Filed
May 14, 2026

The full record

From the Signal API record

Details

CIK
927628
Accession number
0000927628-26-000053
Metric named
Charge-off and delinquency rates
Timeframe
Immediate
Filing year
2026
Why it matters
Efficiency tools needed
Signal category
Financial

Extraction

Confidence
High
Relevance
70%
Sentiment
Negative
Detected
May 19, 2026
signal_type
sec-8k
signal_subtype
marginPressure

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The API returns more than this page shows

This page shows a preview. The full sec-8k record in the Signal API and MCP can also have these 8 fields. Some fields are empty for some signals.

Company

  • linkedin_urlValue in the API
  • industriesValue in the API
  • employee_count_lowValue in the API
  • employee_count_highValue in the API
  • revenueValue in the API
  • descriptionValue in the API

Signal

  • signal_nameValue in the API
  • associationValue in the API
Show the full JSONThe record on this page and the API request

GET /v1/signals/5af416a3-2b8c-40fb-9e0b-1dd1ab912578 returns this record as JSON. POST /v1/companies/enrich returns every signal for capitalone.com.

{
  "signal_id": "5af416a3-2b8c-40fb-9e0b-1dd1ab912578",
  "signal_type": "sec-8k",
  "signal_subtype": "marginPressure",
  "detected_at": "2026-05-19T10:14:18.343+00:00",
  "company": {
    "name": "Capital One",
    "domain": "capitalone.com"
  },
  "data": {
    "detail": "The company is reporting its key credit performance indicators, which directly impact profitability and loan loss provisions. An increase in these metrics signals rising credit risk and pressure on net interest margin, potentially triggering a need for enhanced risk management or collections solutions.",
    "metrics": {
      "timeframe": "immediate",
      "pct_context": "Charge-off and delinquency rates"
    },
    "summary": "Capital One discloses monthly charge-off and delinquency metrics for April 2026.",
    "excerpts": "Capital One Financial Corporation (the “Company”) hereby furnishes the information in Exhibit 99.1 hereto, Monthly Charge-Off and Delinquency Metrics - As of and for the month ended April 30, 2026.",
    "relevance": 0.7,
    "sentiment": "negative",
    "confidence": "high",
    "source_url": "https://www.sec.gov/Archives/edgar/data/927628/000092762826000053/cof-20260514.htm",
    "filing_date": "2026-05-14",
    "filing_year": 2026,
    "fiscal_year_end": "05/14",
    "sales_relevance": "Efficiency tools needed",
    "signal_category": "financial"
  }
}

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