The company paid a $3.25M penalty to the CFPB and $1.3M in customer redress due to operational failures resulting in delayed refunds for closed accounts. This costly incident highlights a significant pain point and a need for improved back-office processes, potentially through automation, to ensure compliance and prevent future financial penalties.
Filing excerpt
For example, in May 2024, we entered into a Consent Order with the CFPB agreeing to pay a $3.25 million penalty to the CFPB and a total of $1.3 million in redress to certain former members who received allegedly delayed account balance refunds upon the closure of their savings or checking accounts.
What this signalsFilings often name leadership changes, deals and spending plans.
sec-10kautomationInvestmentGet every 10-K signal for Chime and the companies you sell to, in the tools you already use.
Connect Autobound to Claude, Claude Code or Cursor with MCP. Then ask: “What changed at Chime this week?”
The Signal API returns 10-K signals for any list of companies as JSON, for your CRM, warehouse or app.
Sign up and spend your free credits on the companies you sell to.
This page shows a preview. The full sec-10k record in the Signal API and MCP can also have these 8 fields. Some fields are empty for some signals.
Company
linkedin_urlValue in the APIindustriesValue in the APIemployee_count_lowValue in the APIemployee_count_highValue in the APIrevenueValue in the APIdescriptionValue in the APISignal
signal_nameValue in the APIassociationValue in the APIGET /v1/signals/f4f2095f-e1ed-45b9-b05f-45f73442122b returns this record as JSON. POST /v1/companies/enrich returns every signal for chime.com.
{
"signal_id": "f4f2095f-e1ed-45b9-b05f-45f73442122b",
"signal_type": "sec-10k",
"signal_subtype": "automationInvestment",
"detected_at": "2026-03-10T06:43:53.165+00:00",
"company": {
"name": "Chime",
"domain": "chime.com"
},
"data": {
"detail": "The company paid a $3.25M penalty to the CFPB and $1.3M in customer redress due to operational failures resulting in delayed refunds for closed accounts. This costly incident highlights a significant pain point and a need for improved back-office processes, potentially through automation, to ensure compliance and prevent future financial penalties.",
"metrics": {
"timeframe": "current_year",
"dollar_context": "Total CFPB penalty and customer redress for delayed refunds.",
"dollar_millions": 4.55
},
"summary": "Chime paid $4.55M in penalties and redress in May 2024 for delayed account refunds.",
"excerpts": "For example, in May 2024, we entered into a Consent Order with the CFPB agreeing to pay a $3.25 million penalty to the CFPB and a total of $1.3 million in redress to certain former members who received allegedly delayed account balance refunds upon the closure of their savings or checking accounts.",
"relevance": 0.9,
"sentiment": "negative",
"confidence": "high",
"source_url": "https://www.sec.gov/Archives/edgar/data/1795586/000179558626000013/chym-20251231.htm",
"filing_date": "2026-03-05",
"filing_year": 2026,
"fiscal_year_end": "12/31",
"sales_relevance": "Automation vendor opportunity",
"signal_category": "technology"
}
}
curl https://signals.autobound.ai/v1/signals/f4f2095f-e1ed-45b9-b05f-45f73442122b \
-H "X-API-KEY: $AUTOBOUND_API_KEY"curl -X POST https://signals.autobound.ai/v1/companies/enrich \
-H "X-API-KEY: $AUTOBOUND_API_KEY" \
-H "Content-Type: application/json" \
-d '{"domain":"chime.com","limit":20}'Long text fields are shortened on this page.
Looking up one signal by its id is free. Enrich costs 2 credits per signal returned; a call with no results is free.