Chime paid a $3.25M penalty and $1.3M in customer redress for failing to provide timely refunds upon account closure. This indicates potential process weaknesses in operational workflows and fund transfers, creating a need for improved compliance and automation solutions.
Filing excerpt
in May 2024, we entered into a Consent Order with the CFPB agreeing to pay a $3.25 million penalty to the CFPB and a total of $1.3 million in redress to certain former members who received allegedly delayed account balance refunds upon the closure of their savings or checking accounts.
What this signalsFilings often name leadership changes, deals and spending plans.
Regions named
sec-10kregulatoryFineGet every 10-K signal for Chime and the companies you sell to, in the tools you already use.
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This page shows a preview. The full sec-10k record in the Signal API and MCP can also have these 8 fields. Some fields are empty for some signals.
Company
linkedin_urlValue in the APIindustriesValue in the APIemployee_count_lowValue in the APIemployee_count_highValue in the APIrevenueValue in the APIdescriptionValue in the APISignal
signal_nameValue in the APIassociationValue in the APIGET /v1/signals/1aaa245c-f799-4b07-b924-11f169216a66 returns this record as JSON. POST /v1/companies/enrich returns every signal for chime.com.
{
"signal_id": "1aaa245c-f799-4b07-b924-11f169216a66",
"signal_type": "sec-10k",
"signal_subtype": "regulatoryFine",
"detected_at": "2026-03-10T06:43:53.165+00:00",
"company": {
"name": "Chime",
"domain": "chime.com"
},
"data": {
"detail": "Chime paid a $3.25M penalty and $1.3M in customer redress for failing to provide timely refunds upon account closure. This indicates potential process weaknesses in operational workflows and fund transfers, creating a need for improved compliance and automation solutions.",
"metrics": {
"timeframe": "current_year",
"dollar_context": "Total of a $3.25M CFPB penalty and $1.3M in customer redress for delayed refunds.",
"dollar_millions": 4.55
},
"summary": "Paid $4.55M in CFPB fine and customer redress in May 2024 for delayed refunds",
"excerpts": "in May 2024, we entered into a Consent Order with the CFPB agreeing to pay a $3.25 million penalty to the CFPB and a total of $1.3 million in redress to certain former members who received allegedly delayed account balance refunds upon the closure of their savings or checking accounts.",
"relevance": 1,
"sentiment": "negative",
"confidence": "high",
"source_url": "https://www.sec.gov/Archives/edgar/data/1795586/000179558626000013/chym-20251231.htm",
"filing_date": "2026-03-05",
"filing_year": 2026,
"fiscal_year_end": "12/31",
"sales_relevance": "Compliance program investment",
"signal_category": "risk",
"regions_mentioned": [
"United States"
]
}
}
curl https://signals.autobound.ai/v1/signals/1aaa245c-f799-4b07-b924-11f169216a66 \
-H "X-API-KEY: $AUTOBOUND_API_KEY"curl -X POST https://signals.autobound.ai/v1/companies/enrich \
-H "X-API-KEY: $AUTOBOUND_API_KEY" \
-H "Content-Type: application/json" \
-d '{"domain":"chime.com","limit":20}'Long text fields are shortened on this page.
Looking up one signal by its id is free. Enrich costs 2 credits per signal returned; a call with no results is free.