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What Chime's latest 10-Q says: 5 signals

Chime filed its latest 10-Q with the SEC on Aug 6, 2026. It discusses cash flow concern, chief accounting officer change and customer concentration.

Public (CHYM)Financial Services1,001 to 5,000 employeeschime.comLinkedIn

10-Q · latest 6

What Chime's 10-Q filings say

  1. 10-Q

    Filed · 5 signals

    SEC EDGAR
  2. 10-Q

    Filed · 2 signals

    SEC EDGAR

Showing 6 of 7 filing signals. The Signal API returns all of them.

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Earnings calls

Chime earnings headlines

From earnings call transcripts (Signal API type earnings-transcripts).

Earnings call headlines
Call dateWhat the company said
Launching new 'Chime Enterprise' B2B business unit targeting employersChime is building a new B2B sales motion to offer its solutions to employees via their employers. This new strategic growth area with long enterprise sales cycles indicates a need for B2B sales/marketing tools, CRM, and partner management solutions.
Terminating contract with processor Galileo, incurring $33M one-time expenseChime is ending its relationship with its third-party processor Galileo as it moves to its in-house system. This significant vendor transition is a trigger event, indicating a review of their entire vendor ecosystem and an openness to replacing other third-party solutions.
Plans to keep headcount flat over the next year to control OpExLeadership explicitly stated a plan to freeze headcount for the next year, signaling a strong focus on cost control and driving growth through technology and efficiency instead of people. This creates a significant opportunity for vendors offering automation, AI, and productivity tools.
Expanding into B2B with 'Chime Enterprise' and major HCM partnershipsChime is building a new enterprise business unit and has already signed partnerships with HCM giants Workday and UKG. This B2B GTM motion is a new strategic growth area that will require investment in enterprise sales, marketing, and partnership management tools.
Aggressive 2026 product roadmap includes premium tiers, joint accounts, investmentsThe company has a full product roadmap for 2026, including a premium membership tier, joint/custodial accounts, and investment products. This signals significant R&D investment, creating opportunities for development tools, cloud infrastructure, security, and data analytics vendors.
Actively iterating on underwriting models to improve product marginsFor their $350M MyPay product, Chime is focused on improving transaction margins by reducing loss rates. This involves continuous iteration on underwriting models, signaling an ongoing need for data, analytics, and machine learning tools to make better risk decisions.

Signal API · MCP

Track Chime with the Signal API

One POST /v1/companies/enrich call with chime.com returns Chime 10-Q signals (sec-10q), each with its source. Or ask Claude through MCP.

2 credits per signal returned; zero-result calls are free. Endpoint reference

curl -X POST https://signals.autobound.ai/v1/companies/enrich \
  -H "X-API-KEY: $AUTOBOUND_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{"domain":"chime.com","signal_types":["sec-10q"],"limit":20}'

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Questions about Chime 10-Q

When did Chime file its latest 10-Q?
Chime filed its latest 10-Q on Aug 6, 2026. The one before it was filed on May 7, 2026.
What did Chime disclose in its latest 10-Q?
From the filing dated Aug 6, 2026: General Counsel Adam Frankel adopts plan to sell up to 247,329 shares by March 2027.
What did Chime say on its recent earnings calls?
Q3 FY2025: Launching new 'Chime Enterprise' B2B business unit targeting employers (dated Nov 6, 2025).
Where can I read Chime's 10-Q filing?
The full filing is on SEC EDGAR: https://www.sec.gov/Archives/edgar/data/1795586/000179558626000048/chym-20260630.htm. This page summarizes what the filing says and links to it.

Source. Quarterly reports (Form 10-Q) filed with the SEC. Every card links to the filing on EDGAR.

Method. Insights are extracted from the filing text and grouped by category. Numbers are quoted from the filing.

Data as of .

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