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CitiPatent grant

Citibank was granted a patent for resource-aware AI model selection.

What happened

In July 2026 Citibank patented technology for choosing AI models based on computing resources and expected output requirements in digital applications.

Source

patents.google.comJul 14, 2026

US patent US12681830

Dynamic system resource-sensitive model software and hardware selection

Abstract

The systems and methods disclosed herein enable the dynamic selection of one or more AI models to generate an output in response to an input. The system receives, from a computing device, an output generation request including an input for the generation of an output using one or more models from a plurality of models. The system generates expected values for a set of output attributes of the output generation request. For each particular model in the plurality of models, the system determines the capabilities of the particular model, and dynamically select a subset of models from the plurality of models. The system dynamically selects a subset of available system resources to process the input included in the output generation request. The system generates the output by processing the input included in the output generation request using the selected subset of available system resources.

patents.google.com/patent/US12681830Read the full source

Extracted by Autobound

From the Signal API record
Signal
Patent grant

What this signalsA new patent often shows where a company is putting its R&D budget.

Grant date
Jul 14, 2026
Inventors
4
Tech area
software / computing
Patent number
US12681830

The full record

From the Signal API record

People

  • Sourabh DebInventor
  • Jason EngelbrechtInventor
  • Zheyu WangInventor
  • Haolin JinInventor
  • Payal JainInventor
  • Tariq Husayn MaonahInventor

Details

Primary CPC class
G06F 11/3419 (Electric digital data processing)
USPTO assignee
CITIBANK. N.A.
What the invention does
A system that compares available AI models with the task and current hardware limits, then selects the best fit to produce the requested result.

Topics and mentions

Tags

  • Intellectual Property
  • Research & Development
  • Artificial Intelligence
  • Software

Technologies named

  • artificial intelligence
  • machine learning models
  • resource management
  • software selection

Extraction

Detected
Sep 17, 2026
signal_type
patents-company
signal_subtype
patentGrant

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This page shows a preview. The full patents-company record in the Signal API and MCP can also have these 8 fields. Some fields are empty for some signals.

Company

  • linkedin_urlValue in the API
  • industriesValue in the API
  • employee_count_lowValue in the API
  • employee_count_highValue in the API
  • revenueValue in the API
  • descriptionValue in the API

Signal

  • signal_nameValue in the API
  • associationValue in the API
Show the full JSONThe record on this page and the API request

GET /v1/signals/61319865-3c5b-5084-b935-9012f53e082e returns this record as JSON. POST /v1/companies/enrich returns every signal for citi.com.

{
  "signal_id": "61319865-3c5b-5084-b935-9012f53e082e",
  "signal_type": "patents-company",
  "signal_subtype": "patentGrant",
  "detected_at": "2026-09-17T19:58:31+00:00",
  "company": {
    "name": "Citi",
    "domain": "citi.com"
  },
  "data": {
    "cpc": [
      {
        "code": "G06F 11/3419",
        "label": "Electric digital data processing"
      },
      {
        "code": "G06F 9/5055",
        "label": "Electric digital data processing"
      }
    ],
    "tags": [
      "Intellectual Property",
      "Research & Development",
      "Artificial Intelligence",
      "Software"
    ],
    "detail": "In July 2026 Citibank patented technology for choosing AI models based on computing resources and expected output requirements in digital applications.",
    "summary": "Citibank was granted a patent for resource-aware AI model selection.",
    "event_at": "2026-07-14",
    "inventors": [
      {
        "name": "Sourabh Deb",
        "status": "resolved",
        "is_primary": true,
        "linkedin_url": "https://www.linkedin.com/in/sourabhdeb"
      },
      {
        "name": "Jason Engelbrecht",
        "status": "unresolved",
        "is_primary": false
      },
      {
        "name": "Zheyu Wang",
        "status": "resolved",
        "is_primary": false,
        "linkedin_url": "https://www.linkedin.com/in/zywang"
      },
      {
        "name": "Haolin Jin",
        "status": "unresolved",
        "is_primary": false
      },
      {
        "name": "Payal Jain",
        "status": "unresolved",
        "is_primary": false
      },
      {
        "name": "Tariq Husayn Maonah",
        "status": "unresolved",
        "is_primary": false
      },
      {
        "name": "Mariusz Saternus",
        "status": "unresolved",
        "is_primary": false
      },
      {
        "name": "Daniel Lewandowski",
        "status": "unresolved",
        "is_primary": false
      }
    ],
    "tech_area": "software / computing",
    "event_kind": "grant_date",
    "grant_date": "2026-07-14",
    "source_url": "https://patents.google.com/patent/US12681830",
    "cpc_primary": {
      "code": "G06F 11/3419",
      "label": "Electric digital data processing"
    },
    "patent_title": "Dynamic system resource-sensitive model software and hardware selection",
    "patent_number": "US12681830",
    "uspto_assignee": "CITIBANK. N.A.",
    "patent_abstract": "The systems and methods disclosed herein enable the dynamic selection of one or more AI models to generate an output in response to an input. The system receives, from a computing device, an output generation request including an input for the generation of an output using one or more models from a plurality of models. The system generates expected values for a set of output attributes of the output generation request. For each particular model in the plurality of models, the system determines the capabilities of the particular model, and dynamically select a subset of models from the plurality of models. The system dynamically selects a subset of available system resources to process the input included in the output generation request. The system generates the output by processing the input included in the output generation request using the selected subset of available system resources.",
    "precision_class": "structural",
    "invention_explanation": "A system that compares available AI models with the task and current hardware limits, then selects the best fit to produce the requested result.",
    "technologies_mentioned": [
      "artificial intelligence",
      "machine learning models",
      "resource management",
      "software selection"
    ]
  }
}

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