Non-banking institutions, including FinTechs and Private Credit/Direct lenders, are increasingly providing services previously limited to commercial banks, creating a direct threat to CFG's market share. This drives a need for technology to accelerate decision-making, improve customer onboarding, and offer more competitive financial products.
Filing excerpt
The ability of non-banking financial institutions, including FinTech companies, to provide services previously limited to commercial banks has also intensified competition.
What this signalsFilings often name leadership changes, deals and spending plans.
Competitors
sec-10kmarketShareLossGet every 10-K signal for Citizens Financial and the companies you sell to, in the tools you already use.
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This page shows a preview. The full sec-10k record in the Signal API and MCP can also have these 8 fields. Some fields are empty for some signals.
Company
linkedin_urlValue in the APIindustriesValue in the APIemployee_count_lowValue in the APIemployee_count_highValue in the APIrevenueValue in the APIdescriptionValue in the APISignal
signal_nameValue in the APIassociationValue in the APIGET /v1/signals/be5ad9ad-60fa-46fa-9091-03434444b686 returns this record as JSON. POST /v1/companies/enrich returns every signal for citizensbank.com.
{
"signal_id": "be5ad9ad-60fa-46fa-9091-03434444b686",
"signal_type": "sec-10k",
"signal_subtype": "marketShareLoss",
"detected_at": "2026-02-17T06:33:04.609+00:00",
"company": {
"name": "Citizens Financial",
"domain": "citizensbank.com"
},
"data": {
"detail": "Non-banking institutions, including FinTechs and Private Credit/Direct lenders, are increasingly providing services previously limited to commercial banks, creating a direct threat to CFG's market share. This drives a need for technology to accelerate decision-making, improve customer onboarding, and offer more competitive financial products.",
"metrics": {
"timeframe": "current_year"
},
"summary": "Facing intensified competition and market share risk from FinTech and Private Credit lenders.",
"excerpts": "The ability of non-banking financial institutions, including FinTech companies, to provide services previously limited to commercial banks has also intensified competition.",
"relevance": 0.8,
"sentiment": "negative",
"confidence": "high",
"source_url": "https://www.sec.gov/Archives/edgar/data/759944/000075994426000028/cfg-20251231.htm",
"filing_date": "2026-02-12",
"filing_year": 2026,
"fiscal_year_end": "12/31",
"sales_relevance": "Urgency to improve",
"signal_category": "market",
"competitors_mentioned": [
"FinTech companies",
"Private Credit/Direct lenders",
"commercial finance companies",
"leasing companies",
"hedge funds",
"private equity firms"
]
}
}
curl https://signals.autobound.ai/v1/signals/be5ad9ad-60fa-46fa-9091-03434444b686 \
-H "X-API-KEY: $AUTOBOUND_API_KEY"curl -X POST https://signals.autobound.ai/v1/companies/enrich \
-H "X-API-KEY: $AUTOBOUND_API_KEY" \
-H "Content-Type: application/json" \
-d '{"domain":"citizensbank.com","limit":20}'Long text fields are shortened on this page.
Looking up one signal by its id is free. Enrich costs 2 credits per signal returned; a call with no results is free.