Humana's debt covenants stipulate that a one-notch downgrade by S&P or Moody's would trigger an immediate 25 basis point interest rate increase on $250 million of its senior notes. This creates pressure to maintain financial performance and its investment-grade rating to avoid increased financing costs.
Filing excerpt
A downgrade by S&P to BB+ or by Moody’s to Ba1 triggers an interest rate increase of 25 basis points with respect to $250 million of our senior notes.
What this signalsFilings often name leadership changes, deals and spending plans.
Vendors
Vendors named
sec-10qmarginPressureGet every 10-Q signal for Humana and the companies you sell to, in the tools you already use.
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This page shows a preview. The full sec-10q record in the Signal API and MCP can also have these 8 fields. Some fields are empty for some signals.
Company
linkedin_urlValue in the APIindustriesValue in the APIemployee_count_lowValue in the APIemployee_count_highValue in the APIrevenueValue in the APIdescriptionValue in the APISignal
signal_nameValue in the APIassociationValue in the APIGET /v1/signals/d437bc50-1780-4bbb-b0d3-86a2127543ac returns this record as JSON. POST /v1/companies/enrich returns every signal for humana.com.
{
"signal_id": "d437bc50-1780-4bbb-b0d3-86a2127543ac",
"signal_type": "sec-10q",
"signal_subtype": "marginPressure",
"detected_at": "2026-05-05T08:48:21.967+00:00",
"company": {
"name": "Humana",
"domain": "humana.com"
},
"data": {
"detail": "Humana's debt covenants stipulate that a one-notch downgrade by S&P or Moody's would trigger an immediate 25 basis point interest rate increase on $250 million of its senior notes. This creates pressure to maintain financial performance and its investment-grade rating to avoid increased financing costs.",
"metrics": {
"pct": 0.0025,
"timeframe": "current_quarter",
"pct_context": "Interest rate increase (25 basis points) triggered by a one-notch credit downgrade",
"dollar_context": "Senior notes subject to interest rate increase upon downgrade",
"dollar_millions": 250
},
"summary": "Faces interest rate hikes on $250M of debt if credit rating is downgraded.",
"excerpts": "A downgrade by S&P to BB+ or by Moody’s to Ba1 triggers an interest rate increase of 25 basis points with respect to $250 million of our senior notes.",
"relevance": 0.7,
"sentiment": "negative",
"confidence": "high",
"source_url": "https://www.sec.gov/Archives/edgar/data/49071/000004907126000023/hum-20260331.htm",
"filing_date": "2026-04-29",
"filing_year": 2026,
"fiscal_year": 0,
"fiscal_year_end": "03/31",
"sales_relevance": "Efficiency tools needed",
"signal_category": "financial",
"vendors_mentioned": [
"Standard & Poor’s Rating Services",
"Moody’s Investors Services, Inc."
]
}
}
curl https://signals.autobound.ai/v1/signals/d437bc50-1780-4bbb-b0d3-86a2127543ac \
-H "X-API-KEY: $AUTOBOUND_API_KEY"curl -X POST https://signals.autobound.ai/v1/companies/enrich \
-H "X-API-KEY: $AUTOBOUND_API_KEY" \
-H "Content-Type: application/json" \
-d '{"domain":"humana.com","limit":20}'Long text fields are shortened on this page.
Looking up one signal by its id is free. Enrich costs 2 credits per signal returned; a call with no results is free.