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Huntington Bancshares10-K: Competitor named

Huntington cites "increasingly strong" competition from FinTech companies

What happened

Huntington explicitly acknowledges that Financial Technology Companies (FinTechs) are a source of significant competitive pressure. This creates an urgency to adopt new technologies, streamline digital customer experiences, and enhance data analytics to defend its market share against more agile rivals.

Source

SEC EDGARFeb 13, 2026

Annual report (Form 10-K)

Huntington Bancshares 10-K for FY2025

Filing excerpt

Financial Technology Companies, or FinTechs, are also providing nontraditional, but increasingly strong, competition for our borrowers, depositors, and other customers.

sec.gov/Archives/edgar/data/49196/000004919626000015/hban-20251231.htmRead the full source

Other signals in this filing (11)

Extracted by Autobound

From the Signal API record
Signal
10-K: Competitor named

What this signalsFilings often name leadership changes, deals and spending plans.

Period
FY2025
Fiscal year end
12/31
Filed
Feb 13, 2026

More 10-K signals at other companies

The full record

From the Signal API record

Details

CIK
49196
Accession number
0000049196-26-000015
Timeframe
Current year
Filing year
2026
Why it matters
Competitive intelligence
Signal category
Market

Topics and mentions

Competitors

  • FinTechs

Extraction

Confidence
High
Relevance
80%
Sentiment
Negative
Detected
Feb 17, 2026
signal_type
sec-10k
signal_subtype
competitorNamed

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This page shows a preview. The full sec-10k record in the Signal API and MCP can also have these 8 fields. Some fields are empty for some signals.

Company

  • linkedin_urlValue in the API
  • industriesValue in the API
  • employee_count_lowValue in the API
  • employee_count_highValue in the API
  • revenueValue in the API
  • descriptionValue in the API

Signal

  • signal_nameValue in the API
  • associationValue in the API
Show the full JSONThe record on this page and the API request

GET /v1/signals/52c2cb35-105a-49e6-afa1-0166d94f5880 returns this record as JSON. POST /v1/companies/enrich returns every signal for huntington.com.

{
  "signal_id": "52c2cb35-105a-49e6-afa1-0166d94f5880",
  "signal_type": "sec-10k",
  "signal_subtype": "competitorNamed",
  "detected_at": "2026-02-17T06:33:11.275+00:00",
  "company": {
    "name": "Huntington Bancshares",
    "domain": "huntington.com"
  },
  "data": {
    "detail": "Huntington explicitly acknowledges that Financial Technology Companies (FinTechs) are a source of significant competitive pressure. This creates an urgency to adopt new technologies, streamline digital customer experiences, and enhance data analytics to defend its market share against more agile rivals.",
    "metrics": {
      "timeframe": "current_year"
    },
    "summary": "Huntington cites \"increasingly strong\" competition from FinTech companies",
    "excerpts": "Financial Technology Companies, or FinTechs, are also providing nontraditional, but increasingly strong, competition for our borrowers, depositors, and other customers.",
    "relevance": 0.8,
    "sentiment": "negative",
    "confidence": "high",
    "source_url": "https://www.sec.gov/Archives/edgar/data/49196/000004919626000015/hban-20251231.htm",
    "filing_date": "2026-02-13",
    "filing_year": 2026,
    "fiscal_year_end": "12/31",
    "sales_relevance": "Competitive intelligence",
    "signal_category": "market",
    "competitors_mentioned": [
      "FinTechs"
    ]
  }
}

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