What Huntington Bancshares's latest 10-Q says: 5 signals
Huntington Bancshares filed its latest 10-Q with the SEC on Jul 28, 2026. It discusses acquisition completed, legacy modernization and litigation material.
Public (HBAN)Financial Services10,000+ employeeshuntington.comLinkedIn
- Filed
- Jul 28, 2026
- Filings
- 2
- Signals
- 15
10-Q · latest 10
What Huntington Bancshares's 10-Q filings say
- SEC EDGAR
10-Q
Filed · 5 signals
Huntington completes acquisitions of Cadence Bank & Veritex, creating major integration challenges.
$350M
Compensatory damages sought in a lawsuit inherited from the Cadence Bank acquisition.
The recent acquisitions of Veritex Holdings and Cadence Bank are causing a surge in operational complexity and costs, with quarterly noninterest expenses jumping by over $600 million.
$612M
Year-over-year increase in quarterly noninterest expense
51%
Year-over-year increase in quarterly noninterest expense
technologyoperations
The recent acquisitions, including the February 2026 Cadence Bank deal, increased total assets by 26% to $284B.
$58.9B
Increase in total assets from Dec 31, 2025 to June 30, 2026
26%
Growth in total assets in H1 2026
Veritex Holdings, Inc.Cadence Bank
Tech & Ops spending surges over 400% YoY to $208M in Q2, likely for post-merger system integration.
The company's 'Treasury / Other' segment, which includes technology and operations, saw noninterest expenses jump from $40M to $208M year-over-year.
$208M
Q2 2026 noninterest expense for Treasury / Other segment (incl. technology and operations)
4.2%
Year-over-year increase in Q2 noninterest expense for Treasury / Other segment
The company inherited a lawsuit seeking $350 million plus punitive damages related to a loan made by the acquired Cadence Bank.
$350M
Compensatory damages sought in lawsuit
- SEC EDGAR
10-Q
Filed · 10 signals
Huntington completes acquisition of Cadence Bank, triggering massive integration efforts.
The acquisition of Cadence Bank on February 1, 2026, creates immediate and significant operational and IT challenges related to consolidating banking systems, migrating customer data, and harmonizing business processes.
Huntington's 'Treasury / Other' function, which explicitly includes technology and operations, is the hub for integrating the recent Veritex and Cadence acquisitions.
$296M
Total noninterest expense for Treasury / Other function in Q1 2026
Following the 2025 merger agreement with Veritex Holdings, Huntington is likely still engaged in a multi-year integration effort to harmonize systems and data.
Huntington integrating recent acquisition of Cadence Bank, effective February 2026.
The merger with Cadence Bank requires significant integration of assets, liabilities, core deposit systems, and personnel.
Cadence Bank
Provision for credit losses increased 37% year-over-year to $158 million.
The significant rise in provisions for bad loans, from $115 million in the prior year quarter, signals deteriorating credit quality and direct pressure on profitability.
$158M
Provision for credit losses for Q1 2026
37%
Year-over-year increase in provision for credit losses
Showing 10 of 15 filing signals. The Signal API returns all of them.
Get them with one API callEarnings calls
Huntington Bancshares earnings headlines
From earnings call transcripts (Signal API type earnings-transcripts).
| Call date | What the company said |
|---|---|
| Closing major Veritex acquisition, triggering large-scale integration projects.The acquisition of Veritex is closing imminently, creating a springboard for growth in Texas. This large-scale integration will require significant investment in combining systems, processes, and data, opening doors for technology and consulting vendors. | |
| Aggressively expanding in Texas, NC & SC with new branches and services.The company is accelerating growth in Texas via the Veritex acquisition and organically expanding its branch network in Dallas, Fort Worth, Houston, and the Carolinas. This expansion creates needs for infrastructure, local marketing, and operational support. | |
| Driving significant operational efficiency and positive operating leverageThe company is executing disciplined cost efficiency programs to reduce baseline expenses by ~1% annually, creating capacity for investment. This focus on efficiency and re-engineering the cost base presents a clear opportunity for vendors offering automation, process optimization, and cost-saving technologies. | |
| Deploying digital and analytical capabilities to new markets and customersA key part of the Veritex acquisition is rolling out Huntington's full suite of digital capabilities to new customers. The CFO also highlighted 'extraordinarily sophisticated analytical and operational approaches' for deposit management, signaling ongoing investment in data, analytics, and digital customer experience platforms. | |
| Massively outpacing peers in loan and deposit growth.Leadership highlights that the company is significantly outpacing its peers in core growth metrics. This success fuels further investment to maintain their competitive edge and market share gains. | |
| Leveraging 'extraordinarily sophisticated' analytics to drive deposit strategy.The CFO attributes their success in managing deposit costs to sophisticated analytical and operational approaches. This indicates a strong reliance on data and analytics, suggesting ongoing investment in these capabilities to maintain their competitive advantage. |
Signal API · MCP
Track Huntington Bancshares with the Signal API
One POST /v1/companies/enrich call with huntington.com returns Huntington Bancshares 10-Q signals (sec-10q), each with its source. Or ask Claude through MCP.
2 credits per signal returned; zero-result calls are free. Endpoint reference
curl -X POST https://signals.autobound.ai/v1/companies/enrich \
-H "X-API-KEY: $AUTOBOUND_API_KEY" \
-H "Content-Type: application/json" \
-d '{"domain":"huntington.com","signal_types":["sec-10q"],"limit":20}'Same industry
10-Q at related companies
Questions about Huntington Bancshares 10-Q
When did Huntington Bancshares file its latest 10-Q?
What did Huntington Bancshares disclose in its latest 10-Q?
What did Huntington Bancshares say on its recent earnings calls?
Where can I read Huntington Bancshares's 10-Q filing?
Source. Quarterly reports (Form 10-Q) filed with the SEC. Every card links to the filing on EDGAR.
Method. Insights are extracted from the filing text and grouped by category. Numbers are quoted from the filing.
Data as of .