Trusted, Not Verified: Two-Thirds of Mass Affluent Are Building Plans Around Inheritances They've Never Confirmed
Article excerpt
Highlighted: the sentence this signal was extracted from
Key Wealth poll finds more than one in three have saved at least $100,000 less - and the gap hits hardest among women, set to inherit the most CLEVELAND, July 15, 2026 /PRNewswire/ -- Most mass affluent Americans who expect an inheritance have never actually confirmed one is coming - yet nearly two-thirds (64%) say an anticipated windfall is actively reshaping their financial decisions, and more than a third (36%) have already saved or invested at least $100,000 less because of it, according to Key Wealth's 2026 Inheritance Pulse Poll , released today. Key Wealth, the wealth management business of KeyCorp (NYSE: KEY ), found that just 34% of Mass Affluent Inheritors formed their expectations through a direct family conversation with specific figures, timing, or conditions, with the rest operating largely on assumption. Among those who have never broached the subject with family, half (50%) say it is because they do not want to appear to be counting on the money. With an estimated $124 trillion expected to change hands worldwide over the next two decades, the gap between expectation and reality carries real planning consequences. "Inheritances should be treated like bonuses: they are never guaranteed. The strongest financial plan can stand on its own, with or without an inheritance," said Solomon Schmidt, CFP ®, Executive Vice President and Head of Mass Affluent Wealth at...
Keep reading with a free account
The rest of this article, and every signal for KeyCorp, is in your free account.
