Skip to main content
Autobound logo

What Progressive's latest 10-Q says: 5 signals

Progressive filed its latest 10-Q with the SEC on Aug 3, 2026. It discusses digital transformation, governance change and margin pressure.

Public (PGR)Insurance10,000+ employeesprogressive.comLinkedIn

Filed
Aug 3, 2026
Filings
2
Signals
10

10-Q · latest 10

What Progressive's 10-Q filings say

  1. 10-Q

    Filed · 5 signals

    SEC EDGAR

  2. 10-Q

    Filed · 5 signals

    SEC EDGAR

Earnings calls

Progressive earnings headlines

From earnings call transcripts (Signal API type earnings-transcripts).

Earnings call headlines
Call dateWhat the company said
Holding significant 'excess capital' with a robust capital positionLeadership repeatedly confirmed the company has 'a lot of capital right now' and feels it has 'excess capital at this juncture,' indicating a strong financial position and the ability to fund strategic investments, growth initiatives, or M&A.
Facing stronger competition as rivals increase ad spend and cut pricesExecutives explicitly acknowledge that the competitive environment has intensified, with competitors becoming more aggressive on pricing and advertising. This heightened pressure makes them more receptive to solutions that can provide a competitive edge in customer acquisition and retention.
Struggling with high customer price sensitivity and policy churnExecutives confirm customers are 'super sensitive' to price, leading to increased shopping behavior and a drop in policy life expectancy (PLE). This churn forces the company to rewrite existing customers onto new policies, creating a 'meaningful' operational headwind and a focus on retention.
Managing $950M liability from Florida's 'excess profits' lawA new Florida law forced a $950 million policyholder credit, creating a significant financial and operational challenge. The company's stated intent is to actively manage profitability in Florida to avoid future excess profit situations, driving a need for precise pricing and financial modeling tools.
Developing 'complex plans' to spur growth in Commercial Lines businessDespite recent headwinds, leadership confirmed they have 'pretty complex plans to spur on growth' in several areas of the Commercial Lines business. This signals a strategic focus and future investment to re-accelerate this division.
Continuously investing in telematics data science to refine pricing modelsThe company is 'not standing still' with telematics, maintaining a dedicated team that leverages massive data sets to continuously refine its predictive models. This signals ongoing investment in data science, analytics platforms, and technology to maintain a competitive edge in personalized pricing.

Signal API · MCP

Track Progressive with the Signal API

One POST /v1/companies/enrich call with progressive.com returns Progressive 10-Q signals (sec-10q), each with its source. Or ask Claude through MCP.

Start Free1,000 free creditsUse it in Claude via MCP

2 credits per signal returned; zero-result calls are free. Endpoint reference

curl -X POST https://signals.autobound.ai/v1/companies/enrich \
  -H "X-API-KEY: $AUTOBOUND_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{"domain":"progressive.com","signal_types":["sec-10q"],"limit":20}'

Same industry

10-Q at related companies

Questions about Progressive 10-Q

When did Progressive file its latest 10-Q?
Progressive filed its latest 10-Q on Aug 3, 2026. The one before it was filed on May 4, 2026.
What did Progressive disclose in its latest 10-Q?
From the filing dated Aug 3, 2026: Investment portfolio value drops, swinging from $117M gain to $832M unrealized loss in 2026.
What did Progressive say on its recent earnings calls?
Q3 FY2025: Holding significant 'excess capital' with a robust capital position (dated Nov 4, 2025).
Where can I read Progressive's 10-Q filing?
The full filing is on SEC EDGAR: https://www.sec.gov/Archives/edgar/data/80661/000008066126000308/pgr-20260630.htm. This page summarizes what the filing says and links to it.

Source. Quarterly reports (Form 10-Q) filed with the SEC. Every card links to the filing on EDGAR.

Method. Insights are extracted from the filing text and grouped by category. Numbers are quoted from the filing.

Data as of .

How this data is built →Get it from the Signal API →