The negative outlook from three major credit rating agencies indicates a potential credit rating downgrade, which would increase borrowing costs and limit access to capital. This puts pressure on management to improve profitability and financial stability, creating an opening for cost optimization and efficiency solutions.
Filing excerpt
Credit Ratings. Our credit ratings as of March 31, 2026 were as follows: Moody’s A2 Negative, S&P Global A+ Negative, Fitch A Negative, A.M. Best A- Stable
What this signalsFilings often name leadership changes, deals and spending plans.
Vendors
sec-10qmarginPressureGet every 10-Q signal for UnitedHealth and the companies you sell to, in the tools you already use.
Connect Autobound to Claude, Claude Code or Cursor with MCP. Then ask: “What changed at UnitedHealth this week?”
The Signal API returns 10-Q signals for any list of companies as JSON, for your CRM, warehouse or app.
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This page shows a preview. The full sec-10q record in the Signal API and MCP can also have these 8 fields. Some fields are empty for some signals.
Company
linkedin_urlValue in the APIindustriesValue in the APIemployee_count_lowValue in the APIemployee_count_highValue in the APIrevenueValue in the APIdescriptionValue in the APISignal
signal_nameValue in the APIassociationValue in the APIGET /v1/signals/25eac29c-42e2-4079-afab-f0d7e3147f08 returns this record as JSON. POST /v1/companies/enrich returns every signal for unitedhealthgroup.com.
{
"signal_id": "25eac29c-42e2-4079-afab-f0d7e3147f08",
"signal_type": "sec-10q",
"signal_subtype": "marginPressure",
"detected_at": "2026-05-12T09:24:57.687+00:00",
"company": {
"name": "UnitedHealth",
"domain": "unitedhealthgroup.com"
},
"data": {
"detail": "The negative outlook from three major credit rating agencies indicates a potential credit rating downgrade, which would increase borrowing costs and limit access to capital. This puts pressure on management to improve profitability and financial stability, creating an opening for cost optimization and efficiency solutions.",
"summary": "Moody's, S&P, and Fitch assign 'Negative' outlook to UNH's credit rating.",
"excerpts": "Credit Ratings. Our credit ratings as of March 31, 2026 were as follows: Moody’s A2 Negative, S&P Global A+ Negative, Fitch A Negative, A.M. Best A- Stable",
"relevance": 0.9,
"sentiment": "negative",
"confidence": "high",
"source_url": "https://www.sec.gov/Archives/edgar/data/731766/000073176626000127/unh-20260331.htm",
"filing_date": "2026-05-05",
"filing_year": 2026,
"fiscal_year": 0,
"fiscal_year_end": "03/31",
"sales_relevance": "Efficiency tools needed",
"signal_category": "financial",
"vendors_mentioned": [
"Moody's",
"S&P Global",
"Fitch",
"A.M. Best"
]
}
}
curl https://signals.autobound.ai/v1/signals/25eac29c-42e2-4079-afab-f0d7e3147f08 \
-H "X-API-KEY: $AUTOBOUND_API_KEY"curl -X POST https://signals.autobound.ai/v1/companies/enrich \
-H "X-API-KEY: $AUTOBOUND_API_KEY" \
-H "Content-Type: application/json" \
-d '{"domain":"unitedhealthgroup.com","limit":20}'Long text fields are shortened on this page.
Looking up one signal by its id is free. Enrich costs 2 credits per signal returned; a call with no results is free.