Skip to main content
Bank of America10-K: Compliance burden

Managing capital against a 2.5% SCB and a 3.0% G-SIB surcharge.

What happened

The company's capital actions are constrained by specific regulatory buffers, including a 2.5% Stress Capital Buffer (SCB) and a 3.0% G-SIB surcharge. Managing these complex requirements creates a need for sophisticated financial modeling, risk management, and regulatory reporting solutions.

Source

SEC EDGARFeb 25, 2026

Annual report (Form 10-K)

Bank of America 10-K for FY2025

Filing excerpt

based on the results of our 2025 CCAR stress test, the Corporation’s SCB decreased to 2.5 percent. Additionally, the Corporation’s G-SIB surcharge is 3.0 percent.

sec.gov/Archives/edgar/data/70858/000007085826000157/bac-20251231.htmRead the full source

Other signals in this filing (11)

Extracted by Autobound

From the Signal API record
Signal
10-K: Compliance burden

What this signalsFilings often name leadership changes, deals and spending plans.

Period
FY2025
Fiscal year end
12/31
Filed
Feb 25, 2026

More 10-K signals at other companies

The full record

From the Signal API record

Numbers

Percent
3% (G-SIB surcharge)

Details

CIK
70858
Accession number
0000070858-26-000157
Timeframe
Current year
Filing year
2026
Why it matters
GRC tools needed
Signal category
Risk

Extraction

Confidence
High
Relevance
70%
Sentiment
Neutral
Detected
Mar 3, 2026
signal_type
sec-10k
signal_subtype
complianceBurden

Use this data

Get every 10-K signal for Bank of America and the companies you sell to, in the tools you already use.

  1. Ask Claude about it

    Connect Autobound to Claude, Claude Code or Cursor with MCP. Then ask: “What changed at Bank of America this week?”

  2. Send it to your own tools

    The Signal API returns 10-K signals for any list of companies as JSON, for your CRM, warehouse or app.

  3. Try it free

    Sign up and spend your free credits on the companies you sell to.

    Start Free1,000 free credits

The API returns more than this page shows

This page shows a preview. The full sec-10k record in the Signal API and MCP can also have these 8 fields. Some fields are empty for some signals.

Company

  • linkedin_urlValue in the API
  • industriesValue in the API
  • employee_count_lowValue in the API
  • employee_count_highValue in the API
  • revenueValue in the API
  • descriptionValue in the API

Signal

  • signal_nameValue in the API
  • associationValue in the API
Show the full JSONThe record on this page and the API request

GET /v1/signals/e2c603da-a4e4-4a53-ac95-34d6cda33f4c returns this record as JSON. POST /v1/companies/enrich returns every signal for bankofamerica.com.

{
  "signal_id": "e2c603da-a4e4-4a53-ac95-34d6cda33f4c",
  "signal_type": "sec-10k",
  "signal_subtype": "complianceBurden",
  "detected_at": "2026-03-03T05:48:48.869+00:00",
  "company": {
    "name": "Bank of America",
    "domain": "bankofamerica.com"
  },
  "data": {
    "detail": "The company's capital actions are constrained by specific regulatory buffers, including a 2.5% Stress Capital Buffer (SCB) and a 3.0% G-SIB surcharge. Managing these complex requirements creates a need for sophisticated financial modeling, risk management, and regulatory reporting solutions.",
    "metrics": {
      "pct": 0.03,
      "timeframe": "current_year",
      "pct_context": "G-SIB surcharge"
    },
    "summary": "Managing capital against a 2.5% SCB and a 3.0% G-SIB surcharge.",
    "excerpts": "based on the results of our 2025 CCAR stress test, the Corporation’s SCB decreased to 2.5 percent. Additionally, the Corporation’s G-SIB surcharge is 3.0 percent.",
    "relevance": 0.7,
    "sentiment": "neutral",
    "confidence": "high",
    "source_url": "https://www.sec.gov/Archives/edgar/data/70858/000007085826000157/bac-20251231.htm",
    "filing_date": "2026-02-25",
    "filing_year": 2026,
    "fiscal_year_end": "12/31",
    "sales_relevance": "GRC tools needed",
    "signal_category": "risk"
  }
}

Long text fields are shortened on this page.

Looking up one signal by its id is free. Enrich costs 2 credits per signal returned; a call with no results is free.