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Bank of America10-K: Compliance burden

Required to submit biennial resolution 'living will' plans to the Fed and FDIC.

What happened

As a major bank holding company, BAC must create and submit a detailed plan for orderly resolution in a crisis scenario every two years. This complex, recurring regulatory mandate necessitates significant investment in planning, data aggregation, and testing capabilities, often involving external consultants.

Source

SEC EDGARFeb 25, 2026

Annual report (Form 10-K)

Bank of America 10-K for FY2025

Filing excerpt

As a BHC with greater than $250 billion of assets, every two years the Corporation is required by the Federal Reserve and the FDIC to submit a plan for a rapid and orderly resolution in the event of material financial distress or failure.

sec.gov/Archives/edgar/data/70858/000007085826000157/bac-20251231.htmRead the full source

Other signals in this filing (11)

Extracted by Autobound

From the Signal API record
Signal
10-K: Compliance burden

What this signalsFilings often name leadership changes, deals and spending plans.

Period
FY2025
Fiscal year end
12/31
Filed
Feb 25, 2026

More 10-K signals at other companies

The full record

From the Signal API record

Details

CIK
70858
Accession number
0000070858-26-000157
Timeframe
Multi year
Filing year
2026
Why it matters
GRC tools needed
Signal category
Risk

Topics and mentions

Regions named

  • U.S.

Extraction

Confidence
High
Relevance
80%
Sentiment
Neutral
Detected
Mar 3, 2026
signal_type
sec-10k
signal_subtype
complianceBurden

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The API returns more than this page shows

This page shows a preview. The full sec-10k record in the Signal API and MCP can also have these 8 fields. Some fields are empty for some signals.

Company

  • linkedin_urlValue in the API
  • industriesValue in the API
  • employee_count_lowValue in the API
  • employee_count_highValue in the API
  • revenueValue in the API
  • descriptionValue in the API

Signal

  • signal_nameValue in the API
  • associationValue in the API
Show the full JSONThe record on this page and the API request

GET /v1/signals/4deb08eb-0bff-46a3-bdd9-21cb4a901f1b returns this record as JSON. POST /v1/companies/enrich returns every signal for bankofamerica.com.

{
  "signal_id": "4deb08eb-0bff-46a3-bdd9-21cb4a901f1b",
  "signal_type": "sec-10k",
  "signal_subtype": "complianceBurden",
  "detected_at": "2026-03-03T05:48:48.869+00:00",
  "company": {
    "name": "Bank of America",
    "domain": "bankofamerica.com"
  },
  "data": {
    "detail": "As a major bank holding company, BAC must create and submit a detailed plan for orderly resolution in a crisis scenario every two years. This complex, recurring regulatory mandate necessitates significant investment in planning, data aggregation, and testing capabilities, often involving external consultants.",
    "metrics": {
      "timeframe": "multi_year"
    },
    "summary": "Required to submit biennial resolution 'living will' plans to the Fed and FDIC.",
    "excerpts": "As a BHC with greater than $250 billion of assets, every two years the Corporation is required by the Federal Reserve and the FDIC to submit a plan for a rapid and orderly resolution in the event of material financial distress or failure.",
    "relevance": 0.8,
    "sentiment": "neutral",
    "confidence": "high",
    "source_url": "https://www.sec.gov/Archives/edgar/data/70858/000007085826000157/bac-20251231.htm",
    "filing_date": "2026-02-25",
    "filing_year": 2026,
    "fiscal_year_end": "12/31",
    "sales_relevance": "GRC tools needed",
    "signal_category": "risk",
    "regions_mentioned": [
      "U.S."
    ]
  }
}

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