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Capital One10-Q: Litigation material

Capital One pays $425M to settle savings account class-action lawsuit with 18 states.

Read at SEC EDGAR

What happened

Capital One finalized a $425 million settlement for a class-action lawsuit and litigation from 18 state attorneys general concerning interest rates on its savings accounts. This represents a significant legal expense and highlights ongoing challenges in product management and customer communication.

Source

SEC EDGARMay 7, 2026

Quarterly report (Form 10-Q)

Capital One 10-Q

Filing excerpt

In December 2025, the parties reached a new settlement that includes a $425 million settlement fund, which is reflected in our reserves...

sec.gov/Archives/edgar/data/927628/000092762826000048/cof-20260331.htmRead the full source

Other signals in this filing (9)

Extracted by Autobound

From the Signal API record
Signal
10-Q: Litigation material

What this signalsFilings often name leadership changes, deals and spending plans.

Fiscal year end
03/31
Filed
May 7, 2026

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From the Signal API record

Numbers

Dollar figure
$425M (Settlement fund for Savings Account Litigation and New York Attorney General Litigation.)

Details

CIK
927628
Accession number
0000927628-26-000048
Timeframe
Current year
Filing year
2026
Fiscal year
0
Why it matters
Legal tech opportunity
Signal category
Risk

Topics and mentions

Regions named

  • New York

Extraction

Confidence
High
Relevance
90%
Sentiment
Negative
Detected
May 12, 2026
signal_type
sec-10q
signal_subtype
litigationMaterial

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This page shows a preview. The full sec-10q record in the Signal API and MCP can also have these 8 fields. Some fields are empty for some signals.

Company

  • linkedin_urlValue in the API
  • industriesValue in the API
  • employee_count_lowValue in the API
  • employee_count_highValue in the API
  • revenueValue in the API
  • descriptionValue in the API

Signal

  • signal_nameValue in the API
  • associationValue in the API
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Show the full JSONThe record on this page and the API request

GET /v1/signals/e153c29f-5bde-4286-a590-5ee979d2af78 returns this record as JSON. POST /v1/companies/enrich returns every signal for capitalone.com.

{
  "signal_id": "e153c29f-5bde-4286-a590-5ee979d2af78",
  "signal_type": "sec-10q",
  "signal_subtype": "litigationMaterial",
  "detected_at": "2026-05-12T09:24:57.251+00:00",
  "company": {
    "name": "Capital One",
    "domain": "capitalone.com"
  },
  "data": {
    "detail": "Capital One finalized a $425 million settlement for a class-action lawsuit and litigation from 18 state attorneys general concerning interest rates on its savings accounts. This represents a significant legal expense and highlights ongoing challenges in product management and customer communication.",
    "metrics": {
      "timeframe": "current_year",
      "dollar_context": "Settlement fund for Savings Account Litigation and New York Attorney General Litigation.",
      "dollar_millions": 425
    },
    "summary": "Capital One pays $425M to settle savings account class-action lawsuit with 18 states.",
    "excerpts": "In December 2025, the parties reached a new settlement that includes a $425 million settlement fund, which is reflected in our reserves...",
    "relevance": 0.9,
    "sentiment": "negative",
    "confidence": "high",
    "source_url": "https://www.sec.gov/Archives/edgar/data/927628/000092762826000048/cof-20260331.htm",
    "filing_date": "2026-05-07",
    "filing_year": 2026,
    "fiscal_year": 0,
    "fiscal_year_end": "03/31",
    "sales_relevance": "Legal tech opportunity",
    "signal_category": "risk",
    "regions_mentioned": [
      "New York"
    ]
  }
}

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