Capital One is now responsible for satisfying a Federal Reserve consent order related to Discover's past failures, specifically targeting 'board governance, risk management and internal controls'.
Filing excerpt
On April 18, 2025, Discover and DFS Services LLC entered into a consent order with the Federal Reserve (the “Federal Reserve Order”) in connection with the Card Product Misclassification relating to, among other things, board governance, risk management and internal controls and requiring a civil money penalty, which was paid prior to the closing of the Transaction.
What this signalsFilings often name leadership changes, deals and spending plans.
Vendors
Competitors
sec-10qlegacyModernizationGet every 10-Q signal for Capital One and the companies you sell to, in the tools you already use.
Connect Autobound to Claude, Claude Code or Cursor with MCP. Then ask: “What changed at Capital One this week?”
The Signal API returns 10-Q signals for any list of companies as JSON, for your CRM, warehouse or app.
Sign up and spend your free credits on the companies you sell to.
This page shows a preview. The full sec-10q record in the Signal API and MCP can also have these 8 fields. Some fields are empty for some signals.
Company
linkedin_urlValue in the APIindustriesValue in the APIemployee_count_lowValue in the APIemployee_count_highValue in the APIrevenueValue in the APIdescriptionValue in the APISignal
signal_nameValue in the APIassociationValue in the APIGET /v1/signals/a9d97704-711b-47fe-9651-fb7be6637dde returns this record as JSON. POST /v1/companies/enrich returns every signal for capitalone.com.
{
"signal_id": "a9d97704-711b-47fe-9651-fb7be6637dde",
"signal_type": "sec-10q",
"signal_subtype": "legacyModernization",
"detected_at": "2026-05-12T09:24:56.262+00:00",
"company": {
"name": "Capital One",
"domain": "capitalone.com"
},
"data": {
"detail": "Capital One is now responsible for satisfying a Federal Reserve consent order related to Discover's past failures, specifically targeting 'board governance, risk management and internal controls'. This creates a non-negotiable, top-down mandate to assess, upgrade, or replace Discover's legacy GRC (Governance, Risk, and Compliance) systems and processes, opening doors for compliance, risk, and automation vendors.",
"metrics": {
"timeframe": "current_year",
"dollar_context": "The civil money penalty was paid prior to closing, but the cost to satisfy the obligations for modernizing controls is new and ongoing."
},
"summary": "COF inherited consent orders from Discover, mandating fixes to risk management and internal controls.",
"excerpts": "On April 18, 2025, Discover and DFS Services LLC entered into a consent order with the Federal Reserve (the “Federal Reserve Order”) in connection with the Card Product Misclassification relating to, among other things, board governance, risk management and internal controls and requiring a civil money penalty, which was paid prior to the closing of the Transaction.",
"relevance": 0.85,
"sentiment": "negative",
"confidence": "high",
"source_url": "https://www.sec.gov/Archives/edgar/data/927628/000092762826000048/cof-20260331.htm",
"filing_date": "2026-05-07",
"filing_year": 2026,
"fiscal_year": 0,
"fiscal_year_end": "03/31",
"sales_relevance": "Modernization projects",
"signal_category": "technology",
"vendors_mentioned": [
"Discover"
],
"competitors_mentioned": [
"Discover Financial Services",
"Mastercard",
"Visa"
]
}
}
curl https://signals.autobound.ai/v1/signals/a9d97704-711b-47fe-9651-fb7be6637dde \
-H "X-API-KEY: $AUTOBOUND_API_KEY"curl -X POST https://signals.autobound.ai/v1/companies/enrich \
-H "X-API-KEY: $AUTOBOUND_API_KEY" \
-H "Content-Type: application/json" \
-d '{"domain":"capitalone.com","limit":20}'Long text fields are shortened on this page.
Looking up one signal by its id is free. Enrich costs 2 credits per signal returned; a call with no results is free.