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Capital One10-Q: Regulatory investigation

COF faces SEC investigation & Fed order over inherited $1.2B Discover card misclassification

Read at SEC EDGAR

What happened

Capital One inherited a $1.2 billion liability, a Federal Reserve consent order, and an ongoing SEC investigation from Discover's card product misclassification. This creates urgent demand for risk management, internal controls, and compliance solutions to address regulatory obligations and prevent future issues.

Source

SEC EDGARJul 28, 2026

Quarterly report (Form 10-Q)

Capital One 10-Q

Filing excerpt

Discover reserved $1.2 billion related to the Discover Card Product Misclassification...

sec.gov/Archives/edgar/data/927628/000092762826000089/cof-20260630.htmRead the full source

Other signals in this filing (9)

Extracted by Autobound

From the Signal API record
Signal
10-Q: Regulatory investigation

What this signalsFilings often name leadership changes, deals and spending plans.

Fiscal year end
06/30
Filed
Jul 28, 2026

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The full record

From the Signal API record

Numbers

Dollar figure
$1.2B (Reserve related to the Discover Card Product Misclassification)

Details

CIK
927628
Accession number
0000927628-26-000089
Timeframe
Current year
Filing year
2026
Fiscal year
0
Why it matters
Compliance tools urgently needed
Signal category
Risk

Topics and mentions

Competitors

  • Discover Financial Services

Extraction

Confidence
High
Relevance
100%
Sentiment
Negative
Detected
Aug 4, 2026
signal_type
sec-10q
signal_subtype
regulatoryInvestigation

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The API returns more than this page shows

This page shows a preview. The full sec-10q record in the Signal API and MCP can also have these 8 fields. Some fields are empty for some signals.

Company

  • linkedin_urlValue in the API
  • industriesValue in the API
  • employee_count_lowValue in the API
  • employee_count_highValue in the API
  • revenueValue in the API
  • descriptionValue in the API

Signal

  • signal_nameValue in the API
  • associationValue in the API
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Show the full JSONThe record on this page and the API request

GET /v1/signals/05b9d510-fc61-43b9-a91a-fdbc82795e1c returns this record as JSON. POST /v1/companies/enrich returns every signal for capitalone.com.

{
  "signal_id": "05b9d510-fc61-43b9-a91a-fdbc82795e1c",
  "signal_type": "sec-10q",
  "signal_subtype": "regulatoryInvestigation",
  "detected_at": "2026-08-04T07:07:39.68+00:00",
  "company": {
    "name": "Capital One",
    "domain": "capitalone.com"
  },
  "data": {
    "detail": "Capital One inherited a $1.2 billion liability, a Federal Reserve consent order, and an ongoing SEC investigation from Discover's card product misclassification. This creates urgent demand for risk management, internal controls, and compliance solutions to address regulatory obligations and prevent future issues.",
    "metrics": {
      "timeframe": "current_year",
      "dollar_context": "Reserve related to the Discover Card Product Misclassification",
      "dollar_millions": 1200
    },
    "summary": "COF faces SEC investigation & Fed order over inherited $1.2B Discover card misclassification",
    "excerpts": "Discover reserved $1.2 billion related to the Discover Card Product Misclassification...",
    "relevance": 1,
    "sentiment": "negative",
    "confidence": "high",
    "source_url": "https://www.sec.gov/Archives/edgar/data/927628/000092762826000089/cof-20260630.htm",
    "filing_date": "2026-07-28",
    "filing_year": 2026,
    "fiscal_year": 0,
    "fiscal_year_end": "06/30",
    "sales_relevance": "Compliance tools urgently needed",
    "signal_category": "risk",
    "competitors_mentioned": [
      "Discover Financial Services"
    ]
  }
}

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