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Capital One10-Q: Litigation material

Finalized $425M settlement in savings account class action lawsuit

Read at SEC EDGAR

What happened

Capital One finalized a $425 million settlement for a class action lawsuit alleging breach of contract over savings account interest rates. This significant financial hit and related action from 18 state attorneys general creates pressure to improve product management and customer communication platforms.

Source

SEC EDGARJul 28, 2026

Quarterly report (Form 10-Q)

Capital One 10-Q

Filing excerpt

In December 2025, the parties reached a new settlement that includes a $425 million settlement fund, which is reflected in our reserves...

sec.gov/Archives/edgar/data/927628/000092762826000089/cof-20260630.htmRead the full source

Other signals in this filing (9)

Extracted by Autobound

From the Signal API record
Signal
10-Q: Litigation material

What this signalsFilings often name leadership changes, deals and spending plans.

Fiscal year end
06/30
Filed
Jul 28, 2026

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From the Signal API record

Numbers

Dollar figure
$425M (Settlement fund for Savings Account Litigation)

Details

CIK
927628
Accession number
0000927628-26-000089
Timeframe
Current quarter
Filing year
2026
Fiscal year
0
Why it matters
Legal tech opportunity
Signal category
Risk

Topics and mentions

Regions named

  • New York

Extraction

Confidence
High
Relevance
90%
Sentiment
Negative
Detected
Aug 4, 2026
signal_type
sec-10q
signal_subtype
litigationMaterial

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This page shows a preview. The full sec-10q record in the Signal API and MCP can also have these 8 fields. Some fields are empty for some signals.

Company

  • linkedin_urlValue in the API
  • industriesValue in the API
  • employee_count_lowValue in the API
  • employee_count_highValue in the API
  • revenueValue in the API
  • descriptionValue in the API

Signal

  • signal_nameValue in the API
  • associationValue in the API
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Show the full JSONThe record on this page and the API request

GET /v1/signals/b00a5800-3e0c-4bbd-97c3-76cae1616dc0 returns this record as JSON. POST /v1/companies/enrich returns every signal for capitalone.com.

{
  "signal_id": "b00a5800-3e0c-4bbd-97c3-76cae1616dc0",
  "signal_type": "sec-10q",
  "signal_subtype": "litigationMaterial",
  "detected_at": "2026-08-04T07:07:39.68+00:00",
  "company": {
    "name": "Capital One",
    "domain": "capitalone.com"
  },
  "data": {
    "detail": "Capital One finalized a $425 million settlement for a class action lawsuit alleging breach of contract over savings account interest rates. This significant financial hit and related action from 18 state attorneys general creates pressure to improve product management and customer communication platforms.",
    "metrics": {
      "timeframe": "current_quarter",
      "dollar_context": "Settlement fund for Savings Account Litigation",
      "dollar_millions": 425
    },
    "summary": "Finalized $425M settlement in savings account class action lawsuit",
    "excerpts": "In December 2025, the parties reached a new settlement that includes a $425 million settlement fund, which is reflected in our reserves...",
    "relevance": 0.9,
    "sentiment": "negative",
    "confidence": "high",
    "source_url": "https://www.sec.gov/Archives/edgar/data/927628/000092762826000089/cof-20260630.htm",
    "filing_date": "2026-07-28",
    "filing_year": 2026,
    "fiscal_year": 0,
    "fiscal_year_end": "06/30",
    "sales_relevance": "Legal tech opportunity",
    "signal_category": "risk",
    "regions_mentioned": [
      "New York"
    ]
  }
}

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