Chime Financial Stock Climbs Ahead of Earnings After AI Job Cuts and Profit Progress

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  "detected_at": "2026-08-03T13:48:21+00:00",
  "company": {
    "name": "Chime",
    "domain": "chime.com"
  },
  "data": {
    "url": "https://www.ibtimes.com.au/chime-financial-stock-rises-workforce-reduction-product-expansion-1873457",
    "title": "Chime Financial Stock Climbs Ahead of Earnings After AI Job Cuts and Profit Progress - International Business Times Australia",
    "excerpt": "Chime Financial Inc. shares rose more than 4% in early trading Monday, extending recent gains as investors looked ahead to the fintech company's second-quarter earnings report due after the market close on Wednesday. The stock traded near $23.98, up about $0.99 from the prior close. The move comes days after Chime disclosed plans to reduce its workforce by approximately 10%, or about 150 positions out of a total headcount near 1,500, as part of an effort to capture efficiency gains from artificial intelligence . The cuts were outlined in a staff memo from co-founder and Chief Executive Officer Chris Britt. \"To continue to lead in the next era, we need to have the right structure, capabilities, and approach to our work,\" Britt wrote in the memo. \"Smaller teams with fewer layers are moving faster than ever and getting more done. And as a public company, we must accelerate growth while continuing to demonstrate operating discipline to build an even stronger, more profitable business.\" The workforce reduction follows Chime's achievement of its first quarter of GAAP profitability as a public company. In results for the three months ended March 31, the company reported revenue of $647 million, up 25% from a year earlier and above its prior guidance range. Net income reached $53 million, or 13 cents per diluted share. Adjusted EBITDA was $119 million, representing an 18% margin and a...",
    "summary": "Chime Financial reported a net income of $53 million for the three months ended March 31, marking its first quarter of GAAP profitability.",
    "planning": false,
    "image_url": "https://d.ibtimes.com.au/en/full/1895489/chime-financial-stock-climbs-ahead-earnings-after-ai-job.jpg",
    "confidence": 0.9,
    "published_at": "2026-08-03T13:48:21Z",
    "article_sentence": "Net income reached $53 million, or 13 cents per diluted share.",
    "amount_normalized": 53000000
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  -H "X-API-KEY: $AUTOBOUND_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{"domain":"chime.com","limit":20}'