Mercury rejected a business bank account application from a foreign founder of a SEA-based consulting firm who had recently formed a US LLC.

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  "signal_type": "reddit-company",
  "signal_subtype": "accountRestriction",
  "detected_at": "2026-09-11T15:50:03+00:00",
  "company": {
    "name": "Mercury",
    "domain": "mercury.com"
  },
  "data": {
    "nsfw": false,
    "stage": "confirmed",
    "awards": 0,
    "timing": "completed",
    "topics": [
      "banking",
      "fintech",
      "account opening",
      "kyc",
      "foreign founders"
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    "post_id": "1wdk1p1",
    "summary": "Mercury rejected a business bank account application from a foreign founder of a SEA-based consulting firm who had recently formed a US LLC.",
    "category": "access_denied",
    "comments": [
      {
        "url": "https://www.reddit.com/r/llc_life/comments/1wdk1p1/comment/p96qd4y/",
        "depth": 0,
        "score": 2,
        "author": "Swimming_dasa",
        "excerpt": "if your actual customers and operations are entirely in sea that may be more relevant to the rejection than the fact that your llc was formed through doola.",
        "posted_at": "2026-09-11T16:42:15.000Z",
        "author_url": "https://www.reddit.com/user/Swimming_dasa/"
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      {
        "url": "https://www.reddit.com/r/llc_life/comments/1wdk1p1/comment/p96tf4m/",
        "depth": 0,
        "score": 1,
        "author": "tallyandtaxes",
        "excerpt": "The LLC and EIN may be perfectly fine. Bank approval is a separate issue from whether the entity was formed correctly.\n\n For Mercury specifically, I’d look closely at two things: the address you used and what you told them about your actual/planned U.S. operations. They do accept foreign founders, but they require a real principal place of business address (not a registered-agent, PO box or mailbo",
        "posted_at": "2026-09-11T16:55:08.000Z",
        "author_url": "https://www.reddit.com/user/tallyandtaxes/"
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      {
        "url": "https://www.reddit.com/r/llc_life/comments/1wdk1p1/comment/p96wpp4/",
        "depth": 0,
        "score": 1,
        "author": "Griffin_Bancroft",
        "excerpt": "Where exactly are you located? Mercury explicitly disallows applicants living anywhere on its prohibited countries list.\n\n Other than that, it's probably an address issue. Biggest mistake I see people make is putting down their registered agent address for everything. Most banks only allow your RA address to be used as your legal address, not your operating/business address.",
        "posted_at": "2026-09-11T17:09:17.000Z",
        "author_url": "https://www.reddit.com/user/Griffin_Bancroft/"
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      {
        "url": "https://www.reddit.com/r/llc_life/comments/1wdk1p1/comment/p96om41/",
        "depth": 0,
        "score": 1,
        "author": "petartod",
        "excerpt": "What country you reaide in? is it a restricted country?\n\n Btw, if you have no ties to the US market, Mercury won't open an account.",
        "posted_at": "2026-09-11T16:34:48.000Z",
        "author_url": "https://www.reddit.com/user/petartod/"
      },
      {
        "url": "https://www.reddit.com/r/llc_life/comments/1wdk1p1/comment/p98j4f4/",
        "depth": 0,
        "score": 1,
        "author": "BusinessRocket-com",
        "excerpt": "Having the LLC and EIN is only step one. Unfortunately, the EIN is not a VIP pass into Mercury :-)\n\n Two rejections don't necessarily mean anything is wrong with your LLC. These platforms make their own KYC/risk decisions, especially with foreign founders.\n\n Before applying to 12 more fintechs and collecting rejection emails like Pokémon cards, I'd check that your website, business description, ad",
        "posted_at": "2026-09-11T21:27:33.000Z",
        "author_url": "https://www.reddit.com/user/BusinessRocket-com/"
      }
    ],
    "evidence": [
      "[post] I applied to mercury and quo and both rejected my application. No reason provided.",
      "[comment u/tallyandtaxes] For Mercury specifically, I’d look closely at two things: the address you used and what you told them about your actual/planned U.S. operations.",
      "[comment u/petartod] Btw, if you have no ties to the US market, Mercury won't open an account."
    ],
    "virality": "medium",
    "post_date": "2026-09-11T15:50:03.000Z",
    "post_kind": "text",
    "post_text": "Hi guys, I am a foreign founder and have a successful consulting business in SEA. I opened a US LLC with Doola. The process was smooth and easy.\n\nNow that I have an all the documents sorted including EIN, I applied to mercury and quo and both rejected my application. No reason provided. I can’t find any red flags in my setup.\n\nDoes anyone here have any experience with this?",
    "sentiment": "negative",
    "subreddit": "llc_life",
    "event_date": "2026-09",
    "post_title": "Quo and mercury rejection",
    "prominence": "core",
    "source_url": "https://www.reddit.com/r/llc_life/comments/1wdk1p1/quo_and_mercury_rejection/",
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    "post_author": "Downtown-Animator144",
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      },
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      }
    ],
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curl https://signals.autobound.ai/v1/signals/a5084ca1-0b73-5f8a-a9c5-1e498516b9c9 \
  -H "X-API-KEY: $AUTOBOUND_API_KEY"

curl -X POST https://signals.autobound.ai/v1/companies/enrich \
  -H "X-API-KEY: $AUTOBOUND_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{"domain":"mercury.com","limit":20}'