A Morgan Stanley StockPlan user is considering transferring vested employer shares to Interactive Brokers to avoid potentially higher selling fees and commissions.

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    "name": "Morgan Stanley",
    "domain": "morganstanley.com"
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    "stage": "considering",
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    "post_id": "1w2n6oz",
    "summary": "A Morgan Stanley StockPlan user is considering transferring vested employer shares to Interactive Brokers to avoid potentially higher selling fees and commissions.",
    "category": "pricing",
    "comments": [
      {
        "url": "https://www.reddit.com/r/singaporefi/comments/1w2n6oz/comment/p6tru6u/",
        "depth": 0,
        "score": 7,
        "author": "BusySellingTheta",
        "excerpt": "Why not just ask MS and IBKR directly?",
        "posted_at": "2026-08-30T17:14:44.000Z",
        "author_url": "https://www.reddit.com/user/BusySellingTheta/"
      },
      {
        "url": "https://www.reddit.com/r/singaporefi/comments/1w2n6oz/comment/p6uoknw/",
        "depth": 0,
        "score": 3,
        "author": "tadityar",
        "excerpt": "I’ve done exactly this with FOP.\n\n Yes, but some shares will be sold to cover Morgan Stanley fees\n\n I did it through FOP following this guide https://tjpalanca.com/2023/07/04/moving-shares-from.html. Haven’t tried ACATS\n\n Yes, if you do FOP the remaining amount from shares sold to cover fees sadly don’t get transferred to IBKR as cash.\n\n No but you get to declare your cost basis. So just do some m",
        "posted_at": "2026-08-30T19:43:27.000Z",
        "author_url": "https://www.reddit.com/user/tadityar/"
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      {
        "url": "https://www.reddit.com/r/singaporefi/comments/1w2n6oz/comment/p6zbmaj/",
        "depth": 0,
        "score": 2,
        "author": "elhh82",
        "excerpt": "Are you sure it's not cheaper to just sell on the MS portal?\n\n Did you even check?",
        "posted_at": "2026-08-31T13:50:53.000Z",
        "author_url": "https://www.reddit.com/user/elhh82/"
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        "url": "https://www.reddit.com/r/singaporefi/comments/1w2n6oz/comment/p6wzoxh/",
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        "author": "SignificanceWitty654",
        "excerpt": "i do it regularly.\n\n just directly transfer shares from morgan stanley to ibkr. don’t use ACATS or FOP option\n\n can raise a support ticket on IBKR, they will tell you what to do.\n\n disclaimer: by doing this option, you are not “notifying” ibkr of the impending share transfer. In case of any discrepancy they may revert the transfer and your shares will be in limbo\n\n btw, check closely, i don’t thin",
        "posted_at": "2026-08-31T03:29:44.000Z",
        "author_url": "https://www.reddit.com/user/SignificanceWitty654/"
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        "url": "https://www.reddit.com/r/singaporefi/comments/1w2n6oz/comment/p80gkjy/",
        "depth": 0,
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        "author": "zapzipzopzep",
        "excerpt": "done it recently, ACATS and paid a fee through ibkr",
        "posted_at": "2026-09-05T17:50:02.000Z",
        "author_url": "https://www.reddit.com/user/zapzipzopzep/"
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      {
        "url": "https://www.reddit.com/r/singaporefi/comments/1w2n6oz/comment/p6u1vr8/",
        "depth": 0,
        "score": 1,
        "author": "OldEstablishment8055",
        "excerpt": "I do it from E*TRADE\n\n ⁠Yes you can transfer without selling.\n\n ⁠Both ACATS and FOP would work.\n\n ⁠For ACATS likely $50 (Google it), FOP is free\n\n ⁠It seems so. Haven’t validated but I see a lower cost basis which I suppose is the grant price.\n\n ⁠I believe No",
        "posted_at": "2026-08-30T17:59:30.000Z",
        "author_url": "https://www.reddit.com/user/OldEstablishment8055/"
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    "evidence": [
      "[post] Before selling directly through Morgan Stanley, I was wondering if it makes more sense to transfer the shares **in-kind to my Interactive Brokers (IBKR) account first and then sell them from IBKR**.",
      "[post] My thinking is that the fees/commission for selling through Morgan Stanley might be higher, while IBKR could potentially be more cost-effective."
    ],
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    "post_date": "2026-08-30T17:09:32.000Z",
    "post_kind": "text",
    "post_text": "Hi everyone,\n\nI currently have 50+ shares sitting in a Morgan Stanley account from my previous employer. The shares are already vested and I’m considering selling them.\n\nBefore selling directly through Morgan Stanley, I was wondering if it makes more sense to transfer the shares **in-kind to my Interactive Brokers (IBKR) account first and then sell them from IBKR**.\n\nMy thinking is that the fees/commission for selling through Morgan Stanley might be higher, while IBKR could potentially be more cost-effective.\n\nA few questions: \n1. Is it actually possible to transfer shares from Morgan Stanley to IBKR without selling them first? \n2. Would this normally be done through **ACATS or FOP**? \n3. Are there any transfer fees charged by Morgan Stanley? \n4. Does the original cost basis transfer correctly to IBKR? \n5. Is there any tax implication or other issue I should be aware of when transferring rather than selling directly?\n\nMost importantly, **has anyone here actually done this with Morgan Stanley StockPlan shares → IBKR (especially IBKR Singapore)?**\n\nIf you’ve done this before, I’d really appreciate hearing about your experience, transfer method, fees, how long it took, and whether you’d recommend doing it.\n\nThanks!",
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    "post_title": "Transfer shares from Morgan Stanley account to ibkr",
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    "source_url": "https://www.reddit.com/r/singaporefi/comments/1w2n6oz/transfer_shares_from_morgan_stanley_account_to/",
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    "comments_total": 11,
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        "name": "Interactive Brokers",
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    "products_mentioned": [
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