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A freelance artist vows never to use PayPal again following automated account bans, unresponsive customer support, and dispute fees on locked funds.

Source: Autobound Signal API · 140 signals tracked for PayPal · updated

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What happened

Post: "I hate paypal"

Source

RedditOct 30, 2026By u/takovic_goodmcgill

r/paypal

I hate paypal

upvotes
18
comments
19

Post

I've been trying to receive payment for an art commission from a client for the past few weeks, but Paypal has permanently deactivated 3 ACCOUNTS of mine so far The first time, I made a brand new account I can accept commission payments with, and the client sent the payment directly, but a few minutes later it was permanently deactivated. I proceeded to refund the client's money so I can deal with it, I sent an email to Paypal support, but they have yet to respond. I could be in the wrong for this one since I didn't use my legal name for the sake of anonymity, and maybe that's what triggered the deactivation. In the meantime, I decided to receive the payment using my other personal account that I've had for years. The client sent their money, and instantly I had a notification saying I need to confirm my identity so I can get some features back, and so I did, but a few minutes later the account was deactivated too. This time it could have been because I made it before I turned 18, but even then I used to send and receive payments with it with no problem. I refunded the client's money again, and sent Paypal a complaint once again, one they haven't yet responded to. I decided to make yet another account, but this time it was a business account, and I confirmed/verified my identity and even connected my bank card information to avoid triggering a deactivation, and so I...

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Extracted from these lines

  • Does Paypal just not want me to use their services anymore? If that's the case they could say why, but every single time it's just a generic, automated response, and their customer service only ever responds with a generic email then proceeds to disappear.

    From the post

  • I no longer intend to use Paypal ever again, even if there isn't a viable alternative to receive commissions, I just want this problem to be fixed.

    From the post

Comments on the post

5 of 19 comments
  • “I'd suggest that you use other payment methods. PayPal itself puts restrictions on accounts that aren't from the "safe" regions. By this I mean Europe and North America. In these places, a PayPal account is more likely to receive money without any disruptions. You'd rather use other payment methods if you don't want to risk losing your money.”

    u/Curious_lly7 points · Oct 30, 2026View

  • “Paypal is shit”

    u/Square-School-91454 points · Oct 30, 2026View

  • “but Paypal has permanently deactivated 3 ACCOUNTS of mine so far They don't just ban an account. It's the account owner that's banned. They don't provide specific reasons to avoid helping people find ways to get around the system. And they don't just look at a name to decide if they think it's the same person trying to game the system. They track all kinds of things like IP, location, device”

    u/Yaalt4203 points · Oct 30, 2026View

  • “I suggest using another platform but you cannot achieve anonymity when it comes to making money. The people who are giving you money need to know who you are, that’s just how the system works. The only way to bypass this is to register a business, but even so, it’s useless as people can just lookup the business on your local business registry if they’re desperate to know the individual behind that”

    u/MagazineGuilty20672 points · Oct 30, 2026View

  • “Your own fault. PayPal explicitly states make a new account when you turn 18, don't use an account you made when you were a minor. Also you're bypassing a ban, what did you expect lol? PayPal is in the right this time icl”

    u/bigmaxmerl1 points · Oct 31, 2026View

Extracted by Autobound

From the Signal API record
Signal
Customer feedback

What this signalsUser posts often show product pain before it reaches reviews or churn.

Subreddit
r/paypal
Stage
Switched

Companies

  • WiseAlso named
  • StripeAlso named
  • PayoneerAlso named

The full record

From the Signal API record

Numbers

Mentions
5

Details

Timing
Ongoing state
Category
Support
Virality
Somewhat high
Post kind
Text
Prominence
Core
Company's role
Vendor

Topics and mentions

Topics

  • payments
  • customer service
  • churn

Flair

  • I hate PayPal

Extraction

Sentiment
Negative
Detected
Oct 30, 2026
signal_type
reddit-company
signal_subtype
customerFeedback

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The API returns more than this page shows

This page shows a preview. The full reddit-company record in the Signal API and MCP can also have these 8 fields. Some fields are empty for some signals.

Company

  • linkedin_urlValue in the API
  • industriesValue in the API
  • employee_count_lowValue in the API
  • employee_count_highValue in the API
  • revenueValue in the API
  • descriptionValue in the API

Signal

  • signal_nameValue in the API
  • associationValue in the API
Show the full JSONThe record on this page and the API request

GET /v1/signals/58aab266-be1b-5269-a6e0-0e28a41b1aa5 returns this record as JSON. POST /v1/companies/enrich returns every signal for paypal.com.

{
  "signal_id": "58aab266-be1b-5269-a6e0-0e28a41b1aa5",
  "signal_type": "reddit-company",
  "signal_subtype": "customerFeedback",
  "detected_at": "2026-10-30T14:36:16+00:00",
  "company": {
    "name": "PayPal",
    "domain": "paypal.com"
  },
  "data": {
    "nsfw": false,
    "stage": "switched",
    "awards": 0,
    "timing": "ongoing_state",
    "topics": [
      "payments",
      "customer service",
      "churn"
    ],
    "post_id": "1xjh32t",
    "summary": "A freelance artist vows never to use PayPal again following automated account bans, unresponsive customer support, and dispute fees on locked funds.",
    "category": "support",
    "comments": [
      {
        "url": "https://www.reddit.com/r/paypal/comments/1xjh32t/comment/19rvvh9v56dk0/",
        "depth": 0,
        "score": 7,
        "author": "Curious_lly",
        "excerpt": "I'd suggest that you use other payment methods. PayPal itself puts restrictions on accounts that aren't from the \"safe\" regions. By this I mean Europe and North America. In these places, a PayPal account is more likely to receive money without any disruptions. You'd rather use other payment methods if you don't want to risk losing your money.",
        "posted_at": "2026-10-30T14:55:00.000Z",
        "author_url": "https://www.reddit.com/user/Curious_lly/"
      },
      {
        "url": "https://www.reddit.com/r/paypal/comments/1xjh32t/comment/19rvvgpmss7xc/",
        "depth": 0,
        "score": 4,
        "author": "Square-School-9145",
        "excerpt": "Paypal is shit",
        "posted_at": "2026-10-30T14:54:39.000Z",
        "author_url": "https://www.reddit.com/user/Square-School-9145/"
      },
      {
        "url": "https://www.reddit.com/r/paypal/comments/1xjh32t/comment/19rvwrha0h1r5/",
        "depth": 0,
        "score": 3,
        "author": "Yaalt420",
        "excerpt": "but Paypal has permanently deactivated 3 ACCOUNTS of mine so far\n\n They don't just ban an account. It's the account owner that's banned.\n\n They don't provide specific reasons to avoid helping people find ways to get around the system.\n\n And they don't just look at a name to decide if they think it's the same person trying to game the system. They track all kinds of things like IP, location, device",
        "posted_at": "2026-10-30T15:23:46.000Z",
        "author_url": "https://www.reddit.com/user/Yaalt420/"
      },
      {
        "url": "https://www.reddit.com/r/paypal/comments/1xjh32t/comment/19rvyk921p4bl/",
        "depth": 0,
        "score": 2,
        "author": "MagazineGuilty2067",
        "excerpt": "I suggest using another platform but you cannot achieve anonymity when it comes to making money. The people who are giving you money need to know who you are, that’s just how the system works. The only way to bypass this is to register a business, but even so, it’s useless as people can just lookup the business on your local business registry if they’re desperate to know the individual behind that",
        "posted_at": "2026-10-30T16:04:06.000Z",
        "author_url": "https://www.reddit.com/user/MagazineGuilty2067/"
      },
      {
        "url": "https://www.reddit.com/r/paypal/comments/1xjh32t/comment/19rxmql1q7sps/",
        "depth": 0,
        "score": 1,
        "author": "bigmaxmerl",
        "excerpt": "Your own fault. PayPal explicitly states make a new account when you turn 18, don't use an account you made when you were a minor. Also you're bypassing a ban, what did you expect lol? PayPal is in the right this time icl",
        "posted_at": "2026-10-31T14:33:16.000Z",
        "author_url": "https://www.reddit.com/user/bigmaxmerl/"
      },
      {
        "url": "https://www.reddit.com/r/paypal/comments/1xjh32t/comment/19rvx9vng652a/",
        "depth": 0,
        "score": 1,
        "author": "lost_ghoul90",
        "excerpt": "Paypal's fees are atrocious and their customer service is literally dead. They just have guides on their website.\n\n Use Wise or Stripe if your platform or vendor accommodates that.",
        "posted_at": "2026-10-30T15:35:14.000Z",
        "author_url": "https://www.reddit.com/user/lost_ghoul90/"
      },
      {
        "url": "https://www.reddit.com/r/paypal/comments/1xjh32t/comment/19rwrpf1iec68/",
        "depth": 0,
        "score": 1,
        "author": "inspiringQueen",
        "excerpt": "Same",
        "posted_at": "2026-10-31T02:57:31.000Z",
        "author_url": "https://www.reddit.com/user/inspiringQueen/"
      },
      {
        "url": "https://www.reddit.com/r/paypal/comments/1xjh32t/comment/19rxan57dexpe/",
        "depth": 0,
        "score": 1,
        "author": "yobichan95",
        "excerpt": "I think you should change to Payoneer because I guess that PayPal banned you now. In my case, it does not have transaction fee when sending money to bank account and the transaction is fast.\n\n Of course you still need to use your real name because there is a vertification process.\n\n But if you earn less than 6000USD in any 12 consecutive months, you will be charge 29,95usd as annual account fee. S",
        "posted_at": "2026-10-31T10:02:05.000Z",
        "author_url": "https://www.reddit.com/user/yobichan95/"
      }
    ],
    "evidence": [
      "[post] Does Paypal just not want me to use their services anymore? If that's the case they could say why, but every single time it's just a generic, automated response, and their customer service only ever responds with a generic email then proceeds to disappear.",
      "[post] I no longer intend to use Paypal ever again, even if there isn't a viable alternative to receive commissions, I just want this problem to be fixed."
    ],
    "virality": "somewhat_high",
    "post_date": "2026-10-30T14:36:16.000Z",
    "post_kind": "text",
    "post_text": "I've been trying to receive payment for an art commission from a client for the past few weeks, but Paypal has permanently deactivated 3 ACCOUNTS of mine so far\n\nThe first time, I made a brand new account I can accept commission payments with, and the client sent the payment directly, but a few minutes later it was permanently deactivated. I proceeded to refund the client's money so I can deal with it, I sent an email to Paypal support, but they have yet to respond.\n\nI could be in the wrong for this one since I didn't use my legal name for the sake of anonymity, and maybe that's what triggered the deactivation.\n\nIn the meantime, I decided to receive the payment using my other personal account that I've had for years. The client sent their money, and instantly I had a notification saying I need to confirm my identity so I can get some features back, and so I did, but a few minutes later the account was deactivated too. This time it could have been because I made it before I turned 18, but even then I used to send and receive payments with it with no problem.\n\nI refunded the client's money again, and sent Paypal a complaint once again, one they haven't yet responded to.\n\nI decided to make yet another account, but this time it was a business account, and I confirmed/verified my identity and even connected my bank card information to avoid triggering a deactivation, and so I sent...",
    "sentiment": "negative",
    "subreddit": "paypal",
    "post_flair": [
      "I hate PayPal"
    ],
    "post_title": "I hate paypal",
    "prominence": "core",
    "source_url": "https://www.reddit.com/r/paypal/comments/1xjh32t/i_hate_paypal/",
    "entity_role": "vendor",
    "post_author": "takovic_goodmcgill",
    "upvote_ratio": 0.8461538461538461,
    "mention_count": 5,
    "mention_surge": true,
    "subreddit_url": "https://www.reddit.com/r/paypal/",
    "total_upvotes": 18,
    "comments_total": 20,
    "total_comments": 19,
    "other_companies": [
      {
        "name": "Wise",
        "role": "alternative",
        "domain": "wise.com"
      },
      {
        "name": "Stripe",
        "role": "alternative",
        "domain": "stripe.com"
      },
      {
        "name": "Payoneer",
        "role": "alternative",
        "domain": "payoneer.com"
      }
    ],
    "post_author_url": "https://www.reddit.com/user/takovic_goodmcgill/",
    "signal_category": "feedback",
    "comments_included": 11
  }
}

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