Skip to main content
PayPalPatent grant

PayPal was granted a patent for adaptive graph-based machine learning.

What happened

In September 2026 PayPal patented an AI framework for analyzing changing, irregular relationships in data networks used in financial and digital platforms.

Source

patents.google.comSep 29, 2026

US patent US12748988

Dynamic prototype learning framework for non-homophilous graphs

Abstract

Methods and systems are presented for providing a framework for analyzing graphs that exhibit non-homophilous behavior. Under the framework, a structural analysis and a feature-based analysis will be performed on a sequence of graphs. When performing the feature-based analysis, various features are extracted from each node in the sequence of graphs, and clusters of nodes are identified from each graph based on the features. A set of evolving prototypes is generated to represent evolving characteristics of the clusters of nodes, and a set of persistent prototypes is generated to represent persistent characteristics of the clusters of nodes. Information derived from the structural analysis of the graphs, the set of evolving prototypes, and the set of persistent prototypes are embedded within the nodes of the graphs. The embedded information is then used to classify the nodes.

patents.google.com/patent/US12748988Read the full source

Extracted by Autobound

From the Signal API record
Signal
Patent grant

What this signalsA new patent often shows where a company is putting its R&D budget.

Grant date
Sep 29, 2026
Inventors
Yanfei Dong
Tech area
artificial intelligence / machine learning
Patent number
US12748988

The full record

From the Signal API record

People

  • Yanfei DongInventor

Details

Primary CPC class
G06N 5/027 (Computing arrangements based on specific computational models)
USPTO assignee
PayPal, Inc.
What the invention does
A method that groups connected data points by their characteristics and continually updates representative patterns as the network changes.

Topics and mentions

Tags

  • Intellectual Property
  • Research & Development
  • Artificial Intelligence
  • Machine Learning
  • Data Science

Technologies named

  • graph machine learning
  • AI clustering
  • dynamic prototypes
  • network analysis

Extraction

Detected
Sep 30, 2026
signal_type
patents-company
signal_subtype
patentGrant

Use this data

Get every patent signal for PayPal and the companies you sell to, in the tools you already use.

  1. Ask Claude about it

    Connect Autobound to Claude, Claude Code or Cursor with MCP. Then ask: “What changed at PayPal this week?”

  2. Send it to your own tools

    The Signal API returns patent signals for any list of companies as JSON, for your CRM, warehouse or app.

  3. Try it free

    Sign up and spend your free credits on the companies you sell to.

    Start Free1,000 free credits

The API returns more than this page shows

This page shows a preview. The full patents-company record in the Signal API and MCP can also have these 8 fields. Some fields are empty for some signals.

Company

  • linkedin_urlValue in the API
  • industriesValue in the API
  • employee_count_lowValue in the API
  • employee_count_highValue in the API
  • revenueValue in the API
  • descriptionValue in the API

Signal

  • signal_nameValue in the API
  • associationValue in the API
Show the full JSONThe record on this page and the API request

GET /v1/signals/364c1a49-d5a0-58d9-b759-2c0890d26064 returns this record as JSON. POST /v1/companies/enrich returns every signal for paypal.com.

{
  "signal_id": "364c1a49-d5a0-58d9-b759-2c0890d26064",
  "signal_type": "patents-company",
  "signal_subtype": "patentGrant",
  "detected_at": "2026-09-30T17:20:53+00:00",
  "company": {
    "name": "PayPal",
    "domain": "paypal.com"
  },
  "data": {
    "cpc": [
      {
        "code": "G06N 5/027",
        "label": "Computing arrangements based on specific computational models"
      },
      {
        "code": "G06N 5/022",
        "label": "Computing arrangements based on specific computational models"
      },
      {
        "code": "G06Q 20/3678",
        "label": "Data processing systems for administrative, commercial, financial, managerial or supervisory purposes"
      },
      {
        "code": "G06Q 20/4016",
        "label": "Data processing systems for administrative, commercial, financial, managerial or supervisory purposes"
      },
      {
        "code": "G06Q 2220/00",
        "label": "Data processing systems for administrative, commercial, financial, managerial or supervisory purposes"
      }
    ],
    "tags": [
      "Intellectual Property",
      "Research & Development",
      "Artificial Intelligence",
      "Machine Learning",
      "Data Science"
    ],
    "detail": "In September 2026 PayPal patented an AI framework for analyzing changing, irregular relationships in data networks used in financial and digital platforms.",
    "summary": "PayPal was granted a patent for adaptive graph-based machine learning.",
    "event_at": "2026-09-29",
    "inventors": [
      {
        "name": "Yanfei Dong",
        "status": "unresolved",
        "is_primary": true
      }
    ],
    "tech_area": "artificial intelligence / machine learning",
    "event_kind": "grant_date",
    "grant_date": "2026-09-29",
    "source_url": "https://patents.google.com/patent/US12748988",
    "cpc_primary": {
      "code": "G06N 5/027",
      "label": "Computing arrangements based on specific computational models"
    },
    "patent_title": "Dynamic prototype learning framework for non-homophilous graphs",
    "patent_number": "US12748988",
    "uspto_assignee": "PayPal, Inc.",
    "patent_abstract": "Methods and systems are presented for providing a framework for analyzing graphs that exhibit non-homophilous behavior. Under the framework, a structural analysis and a feature-based analysis will be performed on a sequence of graphs. When performing the feature-based analysis, various features are extracted from each node in the sequence of graphs, and clusters of nodes are identified from each graph based on the features. A set of evolving prototypes is generated to represent evolving characteristics of the clusters of nodes, and a set of persistent prototypes is generated to represent persistent characteristics of the clusters of nodes. Information derived from the structural analysis of the graphs, the set of evolving prototypes, and the set of persistent prototypes are embedded within the nodes of the graphs. The embedded information is then used to classify the nodes.",
    "precision_class": "structural",
    "invention_explanation": "A method that groups connected data points by their characteristics and continually updates representative patterns as the network changes.",
    "technologies_mentioned": [
      "graph machine learning",
      "AI clustering",
      "dynamic prototypes",
      "network analysis"
    ]
  }
}

Long text fields are shortened on this page.

Looking up one signal by its id is free. Enrich costs 2 credits per signal returned; a call with no results is free.