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Revolut is recommended for its transparent and low foreign exchange fees but is noted for not offering joint accounts in Switzerland.

What happened

Post: "Which joint bank account"

Source

RedditSep 24, 2026By u/1Authentic1

r/SwissPersonalFinance

Which joint bank account

upvotes
5
comments
15

Post

Hi, I am looking for a joint bank account which I can open together with my wife ideally with a debit / credit card that has no fees when paying in a foreign currency. Any recommendations?

Extracted from these lines

  • [comment u/hakun4matata] I think neobanks like Revolut or Neon don't have this, they almost use the interbank rate and state their exchange fees transparently.

  • [comment u/hakun4matata] Revolut in Switzerland doesn't have a joint accoun

reddit.com/r/SwissPersonalFinance/comments/1woul50/which_joint_bank_a...Read the full source

Comments on the post

5 of 15 comments
  • “WIR Bank according to thePoorSwiss”

    u/Icy-Till-233916 points · Sep 24, 2026View

  • “WIR is the only one that really doesn’t have fx fees (though I wouldn’t plan for it to last very long). They allow joint accounts and it’s easy to keep it free”

    u/burnish-flatland8 points · Sep 24, 2026View

  • “We are very happy with Yuh Joint accounts. Completely free, but 0.95% foreign fee. You can still then use Revolut etc. for international paymetns.”

    u/crazyfuffi6 points · Sep 24, 2026View

  • “I think most "free" creditcards have a hidden fee of 1,5-3% in their exchange rates compared to the interbank rate. Something you need to check for a certain card by researching some reviews and tests online. I think neobanks like Revolut or Neon don't have this, they almost use the interbank rate and state their exchange fees transparently. Revolut in Switzerland doesn't have a joint accoun”

    u/hakun4matata2 points · Sep 24, 2026View

  • “WE share a ZKB Account which is free”

    u/Justiceenforcer47112 points · Sep 24, 2026View

Extracted by Autobound

From the Signal API record
Signal
Customer feedback

What this signalsUser posts often show product pain before it reaches reviews or churn.

Subreddit
r/SwissPersonalFinance

Companies

  • NeonAlso named

The full record

From the Signal API record

Numbers

Mentions
3

Details

Category
Features
Virality
Medium
Post kind
Text
Prominence
Aside
Company's role
Vendor

Topics and mentions

Topics

  • features
  • joint account
  • banking
  • neobank
  • fx fees

Extraction

Sentiment
Mixed
Detected
Sep 24, 2026
signal_type
reddit-company
signal_subtype
customerFeedback

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This page shows a preview. The full reddit-company record in the Signal API and MCP can also have these 8 fields. Some fields are empty for some signals.

Company

  • linkedin_urlValue in the API
  • industriesValue in the API
  • employee_count_lowValue in the API
  • employee_count_highValue in the API
  • revenueValue in the API
  • descriptionValue in the API

Signal

  • signal_nameValue in the API
  • associationValue in the API
Show the full JSONThe record on this page and the API request

GET /v1/signals/9bc203b4-9aa1-5a54-a00d-edc5c5746da0 returns this record as JSON. POST /v1/companies/enrich returns every signal for revolut.com.

{
  "signal_id": "9bc203b4-9aa1-5a54-a00d-edc5c5746da0",
  "signal_type": "reddit-company",
  "signal_subtype": "customerFeedback",
  "detected_at": "2026-09-24T06:55:28+00:00",
  "company": {
    "name": "Revolut",
    "domain": "revolut.com"
  },
  "data": {
    "nsfw": false,
    "stage": "none",
    "awards": 0,
    "topics": [
      "banking",
      "neobank",
      "fx fees",
      "features",
      "joint account"
    ],
    "post_id": "1woul50",
    "summary": "Revolut is recommended for its transparent and low foreign exchange fees but is noted for not offering joint accounts in Switzerland.",
    "category": "features",
    "comments": [
      {
        "url": "https://www.reddit.com/r/SwissPersonalFinance/comments/1woul50/comment/pbpz3gi/",
        "depth": 0,
        "score": 16,
        "author": "Icy-Till-2339",
        "excerpt": "WIR Bank according to thePoorSwiss",
        "posted_at": "2026-09-24T06:59:20.000Z",
        "author_url": "https://www.reddit.com/user/Icy-Till-2339/"
      },
      {
        "url": "https://www.reddit.com/r/SwissPersonalFinance/comments/1woul50/comment/pbpzeiy/",
        "depth": 0,
        "score": 8,
        "author": "burnish-flatland",
        "excerpt": "WIR is the only one that really doesn’t have fx fees (though I wouldn’t plan for it to last very long). They allow joint accounts and it’s easy to keep it free",
        "posted_at": "2026-09-24T07:01:49.000Z",
        "author_url": "https://www.reddit.com/user/burnish-flatland/"
      },
      {
        "url": "https://www.reddit.com/r/SwissPersonalFinance/comments/1woul50/comment/pbq9hpr/",
        "depth": 0,
        "score": 6,
        "author": "crazyfuffi",
        "excerpt": "We are very happy with Yuh Joint accounts. Completely free, but 0.95% foreign fee. You can still then use Revolut etc. for international paymetns.",
        "posted_at": "2026-09-24T08:28:57.000Z",
        "author_url": "https://www.reddit.com/user/crazyfuffi/"
      },
      {
        "url": "https://www.reddit.com/r/SwissPersonalFinance/comments/1woul50/comment/pbqbs4k/",
        "depth": 0,
        "score": 2,
        "author": "hakun4matata",
        "excerpt": "I think most \"free\" creditcards have a hidden fee of 1,5-3% in their exchange rates compared to the interbank rate.\n\n Something you need to check for a certain card by researching some reviews and tests online.\n\n I think neobanks like Revolut or Neon don't have this, they almost use the interbank rate and state their exchange fees transparently.\n\n Revolut in Switzerland doesn't have a joint accoun",
        "posted_at": "2026-09-24T08:49:14.000Z",
        "author_url": "https://www.reddit.com/user/hakun4matata/"
      },
      {
        "url": "https://www.reddit.com/r/SwissPersonalFinance/comments/1woul50/comment/pbt7b6d/",
        "depth": 0,
        "score": 2,
        "author": "Justiceenforcer4711",
        "excerpt": "WE share a ZKB Account which is free",
        "posted_at": "2026-09-24T17:49:40.000Z",
        "author_url": "https://www.reddit.com/user/Justiceenforcer4711/"
      },
      {
        "url": "https://www.reddit.com/r/SwissPersonalFinance/comments/1woul50/comment/pc211l5/",
        "depth": 0,
        "score": 1,
        "author": "Visual_Tricky",
        "excerpt": "Swissquote has joint account and you don’t pay any fees for paying abroad if you have money in the currency that you are using. Plus you can easily open account doing all online.",
        "posted_at": "2026-09-25T21:42:18.000Z",
        "author_url": "https://www.reddit.com/user/Visual_Tricky/"
      },
      {
        "url": "https://www.reddit.com/r/SwissPersonalFinance/comments/1woul50/comment/pc6xjl6/",
        "depth": 0,
        "score": 1,
        "author": "by_bizs",
        "excerpt": "Some cantonal banks (vaud as an exmample) have free joint accounts as long as you have more then 15k CHF combined in those accounts.",
        "posted_at": "2026-09-26T16:00:18.000Z",
        "author_url": "https://www.reddit.com/user/by_bizs/"
      },
      {
        "url": "https://www.reddit.com/r/SwissPersonalFinance/comments/1woul50/comment/pbpzy0k/",
        "depth": 0,
        "score": 1,
        "author": "Kooky_Eye5475",
        "excerpt": "MigrosBank has joint accounts and no fees on ther Visa Free card\n\n https://www.migrosbank.ch/de/privatpersonen/konten-karten/karten/visa-free.html",
        "posted_at": "2026-09-24T07:06:14.000Z",
        "author_url": "https://www.reddit.com/user/Kooky_Eye5475/"
      }
    ],
    "evidence": [
      "[comment u/hakun4matata] I think neobanks like Revolut or Neon don't have this, they almost use the interbank rate and state their exchange fees transparently.",
      "[comment u/hakun4matata] Revolut in Switzerland doesn't have a joint accoun"
    ],
    "virality": "medium",
    "post_date": "2026-09-24T06:55:28.000Z",
    "post_kind": "text",
    "post_text": "Hi, I am looking for a joint bank account which I can open together with my wife ideally with a debit / credit card that has no fees when paying in a foreign currency. Any recommendations?",
    "sentiment": "mixed",
    "subreddit": "SwissPersonalFinance",
    "post_title": "Which joint bank account",
    "prominence": "aside",
    "source_url": "https://www.reddit.com/r/SwissPersonalFinance/comments/1woul50/which_joint_bank_account/",
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    "total_upvotes": 5,
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    "other_companies": [
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        "name": "Neon",
        "role": "alternative",
        "domain": "neon.com"
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    "signal_category": "feedback",
    "comments_included": 9
  }
}

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