r/payments
Non-US founder with a US LLC (EIN, no SSN) selling physical goods on Shopify. Which payment processor actually works?
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Hi everyone, I’m a non-US founder (Mongolia) with a single-member US LLC and an EIN. I don’t have an SSN or ITIN. I’m launching a Shopify store selling mechanical keyboard parts (keycaps, switches, coiled cables) to customers in the US and Europe. My business bank account is Mercury, and I want payouts to land there. From my research, this is where I’ve hit walls: Shopify Payments: From what I’ve read, it rejects virtual/registered-agent addresses and sometimes asks non-residents for an SSN. PayPal: I already have an account, but it’s very limited in my country, and I’ve read they may eventually ask for a personal SSN/ITIN on top of the EIN. Checkout.com: Their merchant category only covers digital goods. Wise and Square: Not available to me / require an SSN. Stripe: It doesn’t show up as a selectable gateway in my admin since the store is set to the US. I’m not sure if there’s a legitimate way around that. The Shopify third-party list has options like UseePay, PingPong, Asiabill, Oceanpayment, LianLian Pay, Airwallex, and Antom, but I can’t tell which ones are reliable for a brand-new store and which freeze funds or hold big reserves. Questions: Has anyone launched with a similar setup? What are you using and how long did approval take? Did your processor accept a registered-agent/virtual address, or did it ask for a lease or utility bill? Experiences with the...
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I’m a non-US founder (Mongolia) with a single-member US LLC and an EIN. I don’t have an SSN or ITIN. I’m launching a Shopify store selling mechanical keyboard parts... Which payment processor actually works?
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