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VisaRevenue

Visa Credentials Reach 5.2 Billion as Network Expands Into Agentic Commerce

What happened

Visa reported fiscal fourth-quarter net revenue of $12.1 billion, up 13%, and full-year revenue of $46 billion.

Source

Article excerpt

Highlights Visa Direct’s quarterly transactions grew 23%, accelerating from the preceding quarter. Flex credentials tripled as Visa Pay expanded to 11 countries. Tap-to-pay reached 75% of U.S. face-to-face Visa transactions. Visa expects its roster of nearly 50 artificial intelligence partners in production to double in the coming months, as it prepares to handle purchases that consumers and businesses delegate to software. Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content - no additional logins required. yes Subscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and to the sharing of your information with our sponsor, if applicable, in accordance with our Privacy Policy and Terms and Conditions. Δ The immediate focus is establishing the authority behind those purchases. During Visa’s fiscal fourth-quarter earnings call on Tuesday (Oct. 27) after the markets closed, CEO Ryan McInerney described the work required to identify an agent, connect it to a customer and confirm that its spending follows the customer’s instructions. “It is clear that in agentic, trust is the biggest barrier to scale,” he told analysts. McInerney identified his firm as a key catalyst for cementing that trust, and offered up B2B payments as an early agentic application, including...

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Extracted from this sentence

Net revenue rose 13% to $12.1 billion for the quarter and 15% to $46 billion for the year.

Extracted by Autobound

From the Signal API record
Event
Revenue

What this signalsRevenue results often set the next budget cycle.

Amount named
$12.1B
Takes effect
Oct 27, 2026

The full record

From the Signal API record

Numbers

Amount named in the story
$12.1B

Extraction

Confidence
95%
Detected
Oct 28, 2026
signal_type
news
signal_subtype
has_revenue

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The API returns more than this page shows

This page shows a preview. The full news record in the Signal API and MCP can also have these 8 fields. Some fields are empty for some signals.

Company

  • linkedin_urlValue in the API
  • industriesValue in the API
  • employee_count_lowValue in the API
  • employee_count_highValue in the API
  • revenueValue in the API
  • descriptionValue in the API

Signal

  • signal_nameValue in the API
  • associationValue in the API
Show the full JSONThe record on this page and the API request

GET /v1/signals/97068078-19c4-aa79-0040-55442bebcda9 returns this record as JSON. POST /v1/companies/enrich returns every signal for visa.com.

{
  "signal_id": "97068078-19c4-aa79-0040-55442bebcda9",
  "signal_type": "news",
  "signal_subtype": "has_revenue",
  "detected_at": "2026-10-28T00:24:28+00:00",
  "company": {
    "name": "Visa",
    "domain": "visa.com"
  },
  "data": {
    "url": "https://www.pymnts.com/earnings/2026/visa-credentials-reach-5-2-billion-as-network-expands-into-agentic-commerce/",
    "title": "Visa Credentials Reach 5.2 Billion as Network Expands Into Agentic Commerce - PYMNTS.com",
    "excerpt": "Highlights Visa Direct’s quarterly transactions grew 23%, accelerating from the preceding quarter. Flex credentials tripled as Visa Pay expanded to 11 countries. Tap-to-pay reached 75% of U.S. face-to-face Visa transactions. Visa expects its roster of nearly 50 artificial intelligence partners in production to double in the coming months, as it prepares to handle purchases that consumers and businesses delegate to software. Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content - no additional logins required. yes Subscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and to the sharing of your information with our sponsor, if applicable, in accordance with our Privacy Policy and Terms and Conditions . Δ The immediate focus is establishing the authority behind those purchases. During Visa’s fiscal fourth-quarter earnings call on Tuesday (Oct. 27) after the markets closed, CEO Ryan McInerney described the work required to identify an agent, connect it to a customer and confirm that its spending follows the customer’s instructions. “It is clear that in agentic, trust is the biggest barrier to scale,” he told analysts. McInerney identified his firm as a key catalyst for cementing that trust, and offered up B2B payments as an early agentic application, including...",
    "summary": "Visa reported fiscal fourth-quarter net revenue of $12.1 billion, up 13%, and full-year revenue of $46 billion.",
    "planning": false,
    "image_url": "https://www.pymnts.com/wp-content/uploads/2026/10/SB3-Visa-earnings-digital-wallet-1.jpg",
    "confidence": 0.95,
    "published_at": "2026-10-28T00:24:28Z",
    "effective_date": "2026-10-27",
    "article_sentence": "Net revenue rose 13% to $12.1 billion for the quarter and 15% to $46 billion for the year.",
    "amount_normalized": 12100000000
  }
}

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